BSL — Bhayani Securities (Pvt) Ltd.
GEMPACRA logo

The Pakistan Credit Rating Agency Ltd GEMPACRA

Market open

Rs 32.49

+0.24 (+0.74%)

Vol1Updated15:1818 Sep 2026

At a Glance

The headline take on GEMPACRA — valuation, income, returns, and efficiency

Consolidated snapshot

The Pakistan Credit Rating Agency Ltd (GEMPACRA) is a Miscellaneous company listed on the Pakistan Stock Exchange. As of 18 Sep 2026, GEMPACRA last traded at Rs 32.49 (+0.74% on the day) with a market cap of Rs 2.40B and a free float of 10.0%.

Prices through 18 Sep 2026

1Y Return
Rs 2.40B

Price & Performance

Closing prices across timeframes, returns, and range context

GEMPACRA — Price History

Daily closing series · toggle period below

1M Return-26.7%
3M Return-11.5%
6M Return+24.0%
Day's Range100% of range
Rs 32.49
LowRs 31.25
HighRs 32.25
52-Week Range49% of range
Rs 32.49
LowRs 16.39
HighRs 49.00

Key Metrics

Valuation, profitability, structure, and risk in one grid

Earnings n/a
Latest annual · basic
Book value n/a
No recent payout
-0.10Lower than market
Rs 2.40BSmall cap
10.0%7.45M shares
Ratio n/a
Latest annual
Rs 1Per share

Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

No dividend payouts on record for GEMPACRA

PSX has no payout announcements for this company in the recent record. Some companies reinvest earnings rather than distribute them — check the Financials section for retained earnings.

Financials & Earnings

Income, balance sheet, and key ratios from published accounts

GEMPACRA's market capitalisation stands at Rs 2.40B as of 17 Sep 2026 up 94.7% over the past 12 months (from Rs 1.23B).

Financial statements are not yet available for GEMPACRA

We are expanding statement coverage across all PSX-listed companies. Price history, dividends, announcements, and company information for this stock are available on this page.

Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 34.61) is below the 30-day SMA (Rs 38.11). RSI at 41 sits in the neutral band.

As of17 Sep 2026

PeriodValuevs CurrentPosition
SMA 10Rs 34.61+6.53%Below
SMA 30Rs 38.11+17.29%Below
SMA 60Rs 34.71+6.84%Below
SMA 200Rs 30.71-5.49%Above
41Neutral
0 · Oversold305070100 · Overbought

At 41, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD-1.34
  • Signal-0.60
  • Histogram-0.74
R2Resistance 2
Rs 42.75
31.6%
R1Resistance 1
Rs 37.50
15.4%
NOWCurrent
Rs 32.49
S1Support 1
Rs 28.50
-12.3%
S2Support 2
Rs 24.75
-23.8%

Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

No leverage exposure reported

GEMPACRA is not currently financed through MTS or margin financing (MFS), and shows no futures open interest or blank sales on the latest NCCPL/PSX reports.

Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %96.48%Most recent print
Average · 3M94.88%Mean over window
Change · 3M-3.52%First → last
Range · 3M23.2–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 17 Sep 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 10.0%Non-float · 90.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 74.53M
Total Shares74.53M
7.45M
10.0%
Year EndJun
Enterprise Value

About the Company

Business description, governance, and corporate information

The Pakistan Credit Rating Agency Limited ("the Company") was incorporated as a private limited company in Pakistan on August 18, 1994 and converted into a public limited company on April 30, 2004. The business of the Company is to carry out risk evaluation of companies and specific instruments. The evaluation is expressed in terms of assigned credit rating to the entity or the instrument reflecting the capacity to honor its debt or other fixed term obligations.

Shariah CompliantMiscellaneous

Corporate Information

  • RegistrarCDC Share Registrar Services Limited, CDC House, 99-B, Block-B, S.M.C.H.S, Main Shahrah e Faisal, Karachi
  • AuditorBDO Ebrahim & Co. Chartered Accountants
  • Websitewww.pacra.com
  • AddressAwami Complex, FB-1, Usman Block, New Garden Town, Lahore
  • SectorMiscellaneous
  • Financial Year EndJune

Key People

NameRole
UHUsman Haider
CEO
ZAZafar Abbas
Chairperson
ITIram Tahir
Company Secretary

Reports & Filings

Recent Announcements

Latest company filings as reported on PSX

Peers in Miscellaneous

How the cohort is moving — same-sector stocks by market cap

GEMPACRA vs Miscellaneous sector median

Median across 19 sector constituents · nulls excluded per metric

MetricGEMPACRASector median
31.0x
0.6%
3.7%
1-Year Return+3.3%
Rs 2.40BRs 2.39B

Frequently Asked Questions

The most common questions investors ask about GEMPACRA

GEMPACRA is trading at Rs 32.49, up 0.74% on the day, within a 52-week range of Rs 16.39–49.00, from the 15-minute snapshot taken at 15:47 PKT. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

Ready to invest in GEMPACRA?

Open a BSL trading account in under 10 minutes

Buy and sell GEMPACRA and every other PSX-listed stock with low commissions, real-time data, and a concierge research desk backing every trade.