BSL — Bhayani Securities (Pvt) Ltd.
Father carrying his child on his shoulders as the child flies a toy plane

Minor Account Opening

Invest Today for Your Child’s Tomorrow

Invest today to create opportunities for tomorrow. Give your child’s future a head start with long-term capital building through BSL’s Minor Account, operated by the child’s parent or guardian.

Guardian-operated until eligibilityRegulated by SECP

The basics

What is a Minor Account?

A Minor Account is an investment account opened on behalf of a child under 18 years of age, operated by an eligible parent, guardian, or a court-appointed guardian. The account helps families to start investing early for their child, supporting long-term financial goals and preparing to meet the child’s future requirements.

Long-Term Wealth Building

Early investment helps build opportunities and long-term financial value

Secure Investment

Fully compliant and secure access to the capital market through BSL

Dedicated Digital Access

Access to an intuitive and secure online trading platform backed by BSL

The head start

Why Early Investing Matters?

Early investment turns small, consistent contributions into meaningful outcomes, helping the child with their long-term goals and financial security.

Educational Planning

Long-Term Growth

Financial Discipline

Future Financial Security

Benefits

Benefits of a Minor Account

Practical advantages designed to support your child’s long-term financial future.

Dedicated Investment Portfolio

Create a separate portfolio specifically focused on your child’s future financial needs.

Professional Market Access

Access regulated investment opportunities through a trusted brokerage environment.

Research and Insights

Make informed decisions with market updates, research reports, and educational information.

Portfolio Monitoring

Track investment performance and review account activity through convenient digital access.

Long-Term Wealth Building

Build financial value gradually through consistent and disciplined investing.

Secure Account Management

The account remains managed by the authorised parent or guardian until the required age is reached.

Eligibility

Who Can Open a Minor Account?

Clear ownership of the child is necessary to protect their interests and long-term requirements.

Parent

A parent can open their child’s minor account subject to available documentation and regulatory requirements.

Guardian

A legally recognized guardian of the child may also open the account in the best interest of the child.

Court-Appointed Guardian

With legal authorization and supporting documentation, a court-appointed guardian is eligible to open the account.

Parents helping their child put savings into a piggy bank

Application

Required Documents

Prepare the following documents before beginning your application. Additional information may be requested during verification.

Minor's Documents

  • Child Registration Certificate, B-Form, or other accepted identification
  • Recent photograph, where required
  • Bank account information, where applicable
  • Any additional identification requested during verification

Parent or Guardian Documents

  • Valid CNIC or NICOP
  • Proof of relationship or legal guardianship
  • Recent photograph
  • Contact information
  • Bank account details
  • Source of income or funds information, where required

Additional Documents

  • Completed account opening forms
  • Specimen signature or biometric verification
  • Court order, where applicable
  • Supporting documents requested for regulatory or compliance purposes

Frequently Asked Questions

Can the minor operate their account independently?

No, although the account is specifically made for the minor, only their parents or authorized guardian can operate the account.

Why should we open our child’s minor account?

Opening a minor account for your children allows you to invest early, helping build long-term financial value and meeting your child’s future requirements.

What are the requirements to open a minor account?

For a parent or a guardian to open a minor account, you will need: Official ID (CNIC or Passport), proof of relationship with the child, contact information, and self-assessment details.

Does BSL provide investment guidance for a minor account?

Yes, BSL provides in-depth research, advisory services, market insights, and professional support to help guardians and parents make the most informed investment decisions.

Why should I choose BSL for my child’s minor account?

BSL offers personalized guidance, trusted brokerage services, and client-focused support to help parents invest confidently for their child’s future.