The Universal Insurance Company Limited UVIC
Rs 17.40
Vol400,236Updated15:502 Nov 2026
At a Glance
The headline take on UVIC — valuation, income, returns, and efficiency
Consolidated snapshot
Price & Performance
Closing prices across timeframes, returns, and range context
UVIC — Price History
Daily closing series · toggle period below
Key Metrics
Valuation, profitability, structure, and risk in one grid
Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
UVIC has no cash dividend in the trailing 12 months. Its most recent payout was a 100% rights issue, announced 23 Oct 2026. Annual dividend-per-share history back to 2016 is charted below.
Latest Payout
Dividend Per Share Trend
Payout History
Source: PSX company payouts
| Announced | For Period | Type | Amount | Book Closure |
|---|---|---|---|---|
| 23 Oct 2026 | — | Rights | 100% | — |
Financials & Earnings
Income, balance sheet, and key ratios from published accounts
UVIC's market capitalisation stands at Rs 872.50M as of 02 Nov 2026 — down 31.8% over the past 12 months (from Rs 1.28B).
Financial Statements
How UVIC's income and balance sheet have evolved
| PKR Millions | Sep-26 | Jun-26 | Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Net Sales / Revenue | 18.33 | 15.49 | — | — | — | — | — | — | |
| Administrative Expenses | 23.51 | 26.28 | — | — | — | — | — | — | |
| Other Income | 17.76 | 7.61 | 2 | 14 | 11 | 3 | 10 | 17 | |
| Financial Charges | — | — | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | 3.62 | 16.27 | -5 | 10 | 7 | 33 | -6 | 2 | |
| Taxation | 1.1 | 1.15 | 0 | 1 | 2 | 0 | 1 | 6 | |
| Profit After Tax | 2.52 | 15.12 | -6 | 9 | 5 | 33 | -7 | 7 | |
| EPS - Basic (Rs) | Rs 0.05 | Rs 0.30 | Rs -0.12 | Rs 0.17 | Rs 0.11 | Rs 0.66 | Rs -0.14 | Rs 0.28 |
Showing 8 of 8 quarters · scroll horizontally to see more periods.
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · Sep-26
| Ratio | Value |
|---|---|
| Net profit margin | 13.7% |
Net profit margin
Net profit ÷ revenue · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · Sep-26
| Ratio | Value |
|---|---|
| Asset turnover | 0.02x |
| Effective tax rate | 30.4% |
Asset turnover
Revenue ÷ total assets · times
Market cap trajectory
Close × current shares outstanding · current Rs 872.50M
Valuation & Capital Returns
What the market is paying for UVIC, and what it returns to shareholders
Latest · Sep-26
| Ratio | Value |
|---|---|
| Price to earnings | 350.80x |
| Price to book | 1.17x |
| Price to sales | 47.85x |
Price to earnings
Period-end price ÷ EPS · times
Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 18.59) is above the 30-day SMA (Rs 18.46). RSI at 42 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 18.59 | +6.82% | Below |
| SMA 30 | Rs 18.46 | +6.09% | Below |
| SMA 60 | Rs 19.78 | +13.70% | Below |
| SMA 200 | Rs 21.82 | +25.42% | Below |
At 42, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD-0.11
- Signal-0.24
- Histogram+0.13
Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
No blank sales
No net blank (short) sales reported for UVIC on the latest PSX DFC report.
Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 30 Oct 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
About the Company
Business description, governance, and corporate information
The Universal Insurance Company Limited is a public limited company incorporated in Pakistan on May 09, 1958 under the Companies Act, 1913 (now the Companies Act, 2017). The Company is engaged in non-life insurance business. The Company is a Subsidiary of Bibojee Services (Pvt.) Limited.
Corporate Information
- RegistrarM/S Hameed Majeed Associates (Pvt) Ltd. H.M House, 7-Bank Square, Lahore.
- AuditorM/s. Shinewing Hameed Chaudhri & Co., Chartered Accountants
- Websitewww.uic.com.pk
- AddressUniversal Insurance House, 63-Shahrah-e-Quaid-e-Azam Lahore, Pakistan.
- SectorInsurance
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
DSDr. ShahIn Kuli Khan Khattak | CEO |
LGLt. Gen. (Retd.) Ali Kuli Khan Khattak | Chairperson |
LALiaqat Ali Shaukat | Company Secretary |
Reports & Filings
- Quarterly Report — 30 Sep 2026PDF
- Quarterly Report — 30 Jun 2026PDF
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sep 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sep 2024PDF
Sourced from official PSX financial-report submissions.
Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 28 Oct 2026Report
- 27 Oct 2026Dividend
- 23 Oct 2026Financial Results
- 23 Oct 2026Dividend
- 22 Oct 2026Board MeetingBoard Meeting In Progress
- 15 Oct 2026Board Meeting
- 28 Aug 2026Report
- 27 Aug 2026Financial Results
Peers in Insurance
How the cohort is moving — same-sector stocks by market cap
UVIC vs Insurance sector median
| Metric | UVIC | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 21.8x | 5.9x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | — | 8.0% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | — | 14.7% |
| 1-Year Return | -31.3% | -9.1% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 872.50M | Rs 3.29B |
Insurance · sector heat
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Frequently Asked Questions
The most common questions investors ask about UVIC
UVIC last traded at Rs 17.40, down 9.98% on the day, within a 52-week range of Rs 17.10–29.59. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.
The Universal Insurance Company Limited is a public limited company incorporated in Pakistan on May 09, 1958 under the Companies Act, 1913 (now the Companies Act, 2017). See About the Company on this page for the full profile, management, and corporate information.
UVIC has not declared a cash dividend in the recent PSX record — some companies reinvest earnings instead; see the Financials section. For income ideas, browse the highest dividend yield stocks on PSX.
No upcoming payout is announced yet. New announcements appear on this page and on the PSX ex-dates calendar.
No — UVIC is not currently a KSE-100 constituent. See the full KSE-100 index constituents and weights. UVIC is not currently on the PSX Shariah-compliant list.
UVIC trades at 21.8x earnings against a Insurance median of 5.9x. The full comparison table and peer list are in the Peers section, or explore the Insurance sector page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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