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Jubilee General Insurance Company Ltd. JGICL

Market open

Rs 76.87

+0.47 (+0.62%)

Vol394Updated14:5618 Sep 2026

At a Glance

The headline take on JGICL — valuation, income, returns, and efficiency

Consolidated snapshot

Jubilee General Insurance Company Ltd. (JGICL) is an Insurance company listed on the Pakistan Stock Exchange. As of 18 Sep 2026, JGICL last traded at Rs 76.87 (+0.62% on the day) with a market cap of Rs 15.16B and a free float of 35.0%. Over the last 12 months the stock has returned -6.9%. Cash dividends declared over the trailing 12 months total Rs 6.00/share (yield 7.8%). The stock trades at a P/E of 3.8x.

Prices through 18 Sep 2026 · FY data through FY25 · Quarterly through Jun-26

3.8x
Rs 20.25
1Y Return
-6.9%
Rs 15.16B

Price & Performance

Closing prices across timeframes, returns, and range context

JGICL — Price History

Daily closing series · toggle period below

1M Return-7.2%
3M Return-1.4%
6M Return+4.8%
1Y Return-6.9%
Day's Range96% of range
Rs 76.87
LowRs 76.10
HighRs 76.90
52-Week Range55% of range
Rs 76.87
LowRs 59.26
HighRs 91.00

Key Metrics

Valuation, profitability, structure, and risk in one grid

3.8xTrailing annual EPS
Rs 20.25Latest annual · basic
Book value n/a
7.85%Rs 6.00/sh trailing 12m
0.70Lower than market
Rs 15.16BMid cap
35.0%69.47M shares
Ratio n/a
Latest annual
Rs 10Per share

Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

JGICL has paid Rs 6.00 per share in cash dividends over the trailing 12 months — a 7.8% yield at the last close. Its most recent payout was Rs 6.00/share, announced 26 Feb 2026 with book closure from 25 Mar 2026. Annual dividend-per-share history back to 2016 is charted below.

Latest Payout

Per Share
Rs 6.00
Trailing Yield
7.85%
Payout Ratio
Announced
26 Feb 2026

Dividend Per Share Trend

2021
Rs 4.00
2022
Rs 4.00
2023
Rs 5.00
2024
Rs 5.50
2025
Rs 6.00

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
26 Feb 202631 Dec 2025 (YR)CashRs 6.00(60%)25 Mar 2026 – 31 Mar 2026
13 Mar 202531 Dec 2024 (YR)Other55%19 Apr 2025 – 25 Apr 2025

Financials & Earnings

Income, balance sheet, and key ratios from published accounts

JGICL's market capitalisation stands at Rs 15.16B as of 17 Sep 2026 down 6.8% over the past 12 months (from Rs 16.28B).

Financial Statements

How JGICL's income and balance sheet have evolved

PKR MillionsJun-26Mar-26Dec-25Sep-25Jun-25Mar-25Dec-24Sep-24Trend
Net Sales / Revenue2,602.35
Other Income53.885050575251109173
Profit Before Tax2,5861,3731,2601,9022,0581,7331,318
Taxation968597412686880616589
Profit After Tax1,015.741,6177778481,2161,1781,117729
EPS - Basic (Rs)Rs 5.12Rs 8.15Rs 3.91Rs 4.27Rs 6.13Rs 5.94Rs 5.63Rs 3.67

Showing 8 of 8 quarters · scroll horizontally to see more periods.

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · Mar-26

RatioValue
Return on equity8.2%
Return on assets2.6%

Return on equity

Net profit ÷ equity · %

0.0%2.0%4.1%6.1%8.2%4.6%Sep-24Dec-24Mar-25Jun-25Sep-253.5%Dec-258.2%Mar-26Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · Mar-26

RatioValue
Effective tax rate37.4%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%11.2%22.3%33.5%44.7%44.7%Sep-24Dec-24Mar-25Jun-25Sep-2543.5%Dec-2537.4%Mar-26Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 15.16B

Rs 17.97BRs 12.65BRs 7.34BRs 2.02BSep 25Nov 25Jan 26Mar 26May 26Jul 26Rs 15.16B

Valuation & Capital Returns

What the market is paying for JGICL, and what it returns to shareholders

Latest · Mar-26

RatioValue
Price to earnings7.58x
Price to book0.62x

Price to earnings

Period-end price ÷ EPS · times

0.00x5.24x10.47x15.71x20.95x10.67xSep-24Dec-24Mar-25Jun-25Sep-2520.95xDec-257.58xMar-26Period
Earlier periodsLatest period

Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 76.46) is below the 30-day SMA (Rs 78.82). RSI at 44 sits in the neutral band.

As of17 Sep 2026

PeriodValuevs CurrentPosition
SMA 10Rs 76.46-0.53%Above
SMA 30Rs 78.82+2.54%Below
SMA 60Rs 79.44+3.35%Below
SMA 200Rs 76.68-0.24%Above
44Neutral
0 · Oversold305070100 · Overbought

At 44, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD-1.01
  • Signal-0.86
  • Histogram-0.15
R2Resistance 2
Rs 98.80
28.5%
R1Resistance 1
Rs 87.60
14.0%
NOWCurrent
Rs 76.87
S1Support 1
Rs 68.60
-10.8%
S2Support 2
Rs 60.80
-20.9%

Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

Not MTS-eligible
Rs 20.77M
-7.21% MoMMargin financing
Rs 20.77M
-7.21% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for JGICL on the latest PSX DFC report.

Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %100.00%Most recent print
Average · 3M90.33%Mean over window
Change · 3M+25.22%First → last
Range · 3M41.1–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 17 Sep 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 35.0%Non-float · 65.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 1.98B
Total Shares198.49M
69.47M
35.0%
Year EndDec
Enterprise Value

About the Company

Business description, governance, and corporate information

Jubilee General Insurance Company Limited is a public limited company incorporated in Pakistan on May 16, 1953. The Company is engaged in general insurance business. The Company was grantedauthorisation on March 10, 2015 under Rule 6 of the Takaful Rules, 2012 to undertake Window Takaful Operations (WTO) in respect of general takaful products by the Securities and Exchange Commission of Pakistan (SECP) and subsequently the Company commenced Window Takaful Operations on May 7, 2015.

Insurance

Corporate Information

  • RegistrarTHK Associates (Private) Limited, Plot No. 32-C, Jami Commercial Street 2, D.H.A, Phase-VII, Karachi
  • AuditorKPMG Taseer Hadi & Co Chartered Accountants
  • Websitewww.jubileegeneral.com.pk
  • Address2nd Floor, Jubilee Insurance House I. I. Chundrigar Road, Karachi, Pakistan
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
AAAzfar Arshad Inam
CEO
APAkbarali Pesnani
Chairperson
ICImran Chagani
Company Secretary

Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

JGICL vs Insurance sector median

Median across 29 sector constituents · nulls excluded per metric

MetricJGICLSector median
3.8x6.7x
7.8%7.8%
14.7%
1-Year Return-6.9%-4.7%
Rs 15.16BRs 3.83B

Frequently Asked Questions

The most common questions investors ask about JGICL

JGICL is trading at Rs 76.87, up 0.62% on the day, within a 52-week range of Rs 59.26–91.00, from the 15-minute snapshot taken at 15:00 PKT. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

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