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Jubilee General Insurance Company Ltd. JGICL

Market closed

Rs 74.30

-0.95 (-1.26%)

Vol5,490Updated15:492 Nov 2026

At a Glance

The headline take on JGICL — valuation, income, returns, and efficiency

Consolidated snapshot

Jubilee General Insurance Company Ltd. (JGICL) is an Insurance company listed on the Pakistan Stock Exchange. As of 02 Nov 2026, JGICL last traded at Rs 74.30 (-1.26% on the day) with a market cap of Rs 14.94B and a free float of 35.0%. Over the last 12 months the stock has returned -7.0%. Cash dividends declared over the trailing 12 months total Rs 6.00/share (yield 8.0%). The stock trades at a P/E of 3.7x.

Prices through 02 Nov 2026 · FY data through FY25 · Quarterly through Sep-26

3.7x
Rs 20.25
1Y Return
-7.0%
Rs 14.94B

Price & Performance

Closing prices across timeframes, returns, and range context

JGICL — Price History

Daily closing series · toggle period below

1M Return-3.7%
3M Return-5.8%
6M Return+1.4%
1Y Return-7.0%
Day's Range0% of range
Rs 74.30
LowRs 75.00
HighRs 76.00
52-Week Range47% of range
Rs 74.30
LowRs 59.26
HighRs 91.00

Key Metrics

Valuation, profitability, structure, and risk in one grid

3.7xTrailing annual EPS
Rs 20.25Latest annual · basic
—Book value n/a
7.97%Rs 6.00/sh trailing 12m
0.70Lower than market
Rs 14.94BMid cap
35.0%69.47M shares
—Ratio n/a
—Latest annual
Rs 10Per share

Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

JGICL has paid Rs 6.00 per share in cash dividends over the trailing 12 months — a 8.0% yield at the last close. Its most recent payout was Rs 6.00/share, announced 26 Feb 2026 with book closure from 25 Mar 2026. Annual dividend-per-share history back to 2016 is charted below.

Latest Payout

Per Share
Rs 6.00
Trailing Yield
7.97%
Payout Ratio
—
Announced
26 Feb 2026

Dividend Per Share Trend

2021
Rs 4.00
2022
Rs 4.00
2023
Rs 5.00
2024
Rs 5.50
2025
Rs 6.00

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
26 Feb 202631 Dec 2025 (YR)CashRs 6.00(60%)25 Mar 2026 – 31 Mar 2026
13 Mar 202531 Dec 2024 (YR)Other55%19 Apr 2025 – 25 Apr 2025

Financials & Earnings

Income, balance sheet, and key ratios from published accounts

JGICL's market capitalisation stands at Rs 14.94B as of 30 Oct 2026 — down 7.6% over the past 12 months (from Rs 16.17B).

Financial Statements

How JGICL's income and balance sheet have evolved

PKR MillionsSep-26Jun-26Mar-26Dec-25Sep-25Jun-25Mar-25Dec-24Trend
Net Sales / Revenue2,652.782,602.35——————
Administrative Expenses681.24———————
Operating Profit1,124.13———————
Other Income57.0853.885050575251109
Profit Before Tax1,300.9—2,5861,3731,2601,9022,0581,733
Taxation506.38—968597412686880616
Profit After Tax794.511,015.741,6177778481,2161,1781,117
EPS - Basic (Rs)Rs 4.00Rs 5.12Rs 8.15Rs 3.91Rs 4.27Rs 6.13Rs 5.94Rs 5.63

Showing 8 of 8 quarters · scroll horizontally to see more periods.

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · Sep-26

RatioValue
Net profit margin30.0%

Net profit margin

Net profit ÷ revenue · %

0.0%9.8%19.5%29.3%39.0%39.0%Jun-2630.0%Sep-26Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · Sep-26

RatioValue
Effective tax rate38.9%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%10.9%21.7%32.6%43.5%35.5%Dec-24Mar-25Jun-25Sep-25Dec-2537.4%Mar-2638.9%Sep-26Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 14.94B

Rs 17.97BRs 12.65BRs 7.34BRs 2.02BOct 25Dec 25Feb 26Apr 26Jul 26Sep 26Rs 14.94B

Valuation & Capital Returns

What the market is paying for JGICL, and what it returns to shareholders

Latest · Sep-26

RatioValue
Price to earnings19.47x
Price to book0.72x
Price to sales5.83x

Price to earnings

Period-end price ÷ EPS · times

0.00x4.87x9.73x14.60x19.47x19.47xSep-26Period
Earlier periodsLatest period

Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 75.86) is below the 30-day SMA (Rs 76.95). RSI at 41 sits in the neutral band.

As of30 Oct 2026

PeriodValuevs CurrentPosition
SMA 10Rs 75.86+2.09%Below
SMA 30Rs 76.95+3.56%Below
SMA 60Rs 77.85+4.78%Below
SMA 200Rs 76.20+2.55%Below
41Neutral
0 · Oversold305070100 · Overbought

At 41, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD-0.61
  • Signal-0.49
  • Histogram-0.12
R2Resistance 2
Rs 82.42
10.9%
R1Resistance 1
Rs 78.83
6.1%
NOWCurrent
Rs 74.30
S1Support 1
Rs 72.83
-2.0%
S2Support 2
Rs 70.42
-5.2%

Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

—Not MTS-eligible
Rs 18.64M
Margin financing
Rs 18.64M
-2.25% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for JGICL on the latest PSX DFC report.

Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %87.80%Most recent print
Average · 3M91.31%Mean over window
Change · 3M+2.27%First → last
Range · 3M55.6–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 30 Oct 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 35.0%Non-float · 65.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 1.98B
Total Shares198.49M
69.47M
35.0%
Year EndDec
Enterprise Value—

About the Company

Business description, governance, and corporate information

Jubilee General Insurance Company Limited is a public limited company incorporated in Pakistan on May 16, 1953. The Company is engaged in general insurance business. The Company was grantedauthorisation on March 10, 2015 under Rule 6 of the Takaful Rules, 2012 to undertake Window Takaful Operations (WTO) in respect of general takaful products by the Securities and Exchange Commission of Pakistan (SECP) and subsequently the Company commenced Window Takaful Operations on May 7, 2015.

Insurance

Corporate Information

  • RegistrarTHK Associates (Private) Limited, Plot No. 32-C, Jami Commercial Street 2, D.H.A, Phase-VII, Karachi
  • AuditorKPMG Taseer Hadi & Co Chartered Accountants
  • Websitewww.jubileegeneral.com.pk
  • Address2nd Floor, Jubilee Insurance House I. I. Chundrigar Road, Karachi, Pakistan
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
AAAzfar Arshad Inam
CEO
APAkbarali Pesnani
Chairperson
ICImran Chagani
Company Secretary

Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

JGICL vs Insurance sector median

Median across 31 sector constituents · nulls excluded per metric

MetricJGICLSector median
3.7x5.9x
8.0%8.1%
—14.7%
1-Year Return-7.0%-7.3%
Rs 14.94BRs 3.54B

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Frequently Asked Questions

The most common questions investors ask about JGICL

JGICL last traded at Rs 74.30, down 1.26% on the day, within a 52-week range of Rs 59.26–91.00. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

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