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Pak Qatar General Takaful Limited PQGTL

Market closed

Rs 12.21

+0.19 (+1.58%)

Vol308,694Updated15:502 Nov 2026

At a Glance

The headline take on PQGTL — valuation, income, returns, and efficiency

Consolidated snapshot

Pak Qatar General Takaful Limited (PQGTL) is an Insurance company listed on the Pakistan Stock Exchange. As of 02 Nov 2026, PQGTL last traded at Rs 12.21 (+1.58% on the day) with a market cap of Rs 1.22B and a free float of 35.0%. Cash dividends declared over the trailing 12 months total Rs 1.00/share (yield 8.3%). The stock trades at a P/E of 6.6x.

Prices through 02 Nov 2026 · FY data through FY25 · Quarterly through Jun-26

6.6x
Rs 1.83
1Y Return
—
Rs 1.22B

Price & Performance

Closing prices across timeframes, returns, and range context

PQGTL — Price History

Daily closing series · toggle period below

1M Return-7.5%
3M Return-16.4%
6M Return-9.7%
Day's Range44% of range
Rs 12.21
LowRs 12.00
HighRs 12.48
52-Week Range21% of range
Rs 12.21
LowRs 10.25
HighRs 19.80

Key Metrics

Valuation, profitability, structure, and risk in one grid

6.6xTrailing annual EPS
Rs 1.83Latest annual · basic
1.40xBook Rs 8.75
8.32%Rs 1.00/sh trailing 12m
0.66Lower than market
Rs 1.22BSmall cap
35.0%35.39M shares
—Ratio n/a
13.3%Latest annual
Rs 10Per share

Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

PQGTL has paid Rs 1.00 per share in cash dividends over the trailing 12 months — a 8.3% yield at the last close. Its most recent payout was Rs 1.00/share, announced 09 Apr 2026 with book closure from 23 Apr 2026.

Latest Payout

Per Share
Rs 1.00
Trailing Yield
8.32%
Payout Ratio
—
Announced
09 Apr 2026

Dividend Per Share Trend

Not enough history for a trend yet — see the payout table below.

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
09 Apr 202631 Dec 2025 (YR)CashRs 1.00(10%)23 Apr 2026 – 30 Apr 2026

Financials & Earnings

Income, balance sheet, and key ratios from published accounts

PQGTL's market capitalisation stands at Rs 1.22B as of 30 Oct 2026 — down 21.9% over the past 12 months (from Rs 1.56B).

Financial Statements

How PQGTL's income and balance sheet have evolved

PKR MillionsFY25FY24Trend
Net Sales / Revenue458.8353.64
Administrative Expenses381.53361.17
Other Income9.0118.59
Profit Before Tax167.59163.93
Taxation49.4250.15
Profit After Tax118.17113.79
EPS - Basic (Rs)Rs 1.83Rs 1.86

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Net profit margin25.8%

Net profit margin

Net profit ÷ revenue · %

0.0%8.0%16.1%24.1%32.2%32.2%FY2425.8%FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY25

RatioValue
Asset turnover0.34x
Effective tax rate29.5%

Asset turnover

Revenue ÷ total assets · times

0.00x0.08x0.17x0.25x0.34x0.30xFY240.34xFY25Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 1.22B

Rs 1.86BRs 1.31BRs 758.63MRs 209.28MFeb 26Mar 26May 26Jun 26Aug 26Sep 26Rs 1.22B

Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 12.22) is below the 30-day SMA (Rs 12.60). RSI at 35 sits in the neutral band.

As of30 Oct 2026

PeriodValuevs CurrentPosition
SMA 10Rs 12.22+0.06%Below
SMA 30Rs 12.60+3.16%Below
SMA 60Rs 13.11+7.33%Below
35Neutral
0 · Oversold305070100 · Overbought

At 35, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bullish Cross
  • MACD-0.23
  • Signal-0.23
  • Histogram+0.00
R2Resistance 2
Rs 14.27
16.9%
R1Resistance 1
Rs 13.15
7.7%
NOWCurrent
Rs 12.21
S1Support 1
Rs 11.08
-9.3%
S2Support 2
Rs 10.13
-17.0%

Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

No leverage exposure reported

PQGTL is not currently financed through MTS or margin financing (MFS), and shows no futures open interest or blank sales on the latest NCCPL/PSX reports.

Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %98.42%Most recent print
Average · 3M90.70%Mean over window
Change · 3M+5.32%First → last
Range · 3M36.3–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 30 Oct 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 35.0%Non-float · 65.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 1.01B
Total Shares101.11M
35.39M
35.0%
Year EndDec
Enterprise Value—

About the Company

Business description, governance, and corporate information

Pak Qatar General Takaful Limited (the Company) was incorporated in Pakistan as an unquoted public company limited by shares on March 15, 2006 under the repealed Companies Ordinance, 1984 (now the Companies Act, 2017). The Company received Certificate of Registration on August 16, 2007 under Section 6 of the Insurance Ordinance, 2000. The main activity of the Company is to undertake general takaful business.

Shariah CompliantInsurance

Corporate Information

  • RegistrarM/s CDC Share Registrar Services Limited, CDC House, 99-B, Block-B, S.M.C.H.S, Main Shahrah-e-Faisal, Karachi
  • AuditorM/s Yousaf Adil Chartered Accountants, Karachi
  • Websitewww.pqgtl.com.pk
  • Address402-403 4th Floor Business Arcade, PECHS Block-6 Sharah-e-Faisal, Karachi.
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
SZSaqib Zeeshan
CEO
HEH. E. Sheikh Ali bin Abdullah Thani Jassim Al-Than
Chairperson
MKMuhammad Kamran Saleem
Company Secretary

Reports & Filings

Recent Announcements

Latest company filings as reported on PSX

Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

PQGTL vs Insurance sector median

Median across 31 sector constituents · nulls excluded per metric

MetricPQGTLSector median
6.6x5.9x
8.3%8.1%
13.3%14.7%
1-Year Return—-7.3%
Rs 1.22BRs 3.54B

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Frequently Asked Questions

The most common questions investors ask about PQGTL

PQGTL last traded at Rs 12.21, up 1.58% on the day, within a 52-week range of Rs 10.25–19.80. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

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