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The Pakistan General Insurance Co. Ltd. PKGI

Market closed

Rs 23.45

-0.14 (-0.59%)

Vol13,364Updated15:502 Nov 2026

At a Glance

The headline take on PKGI — valuation, income, returns, and efficiency

Consolidated snapshot

The Pakistan General Insurance Co. Ltd. (PKGI) is an Insurance company listed on the Pakistan Stock Exchange. As of 02 Nov 2026, PKGI last traded at Rs 23.45 (-0.59% on the day) with a market cap of Rs 1.18B and a free float of 10.0%. Over the last 12 months the stock has returned +52.4%. The stock trades at a P/E of 41.4x.

Prices through 02 Nov 2026 · FY data through FY25 · Quarterly through Mar-26

41.4x
Rs 0.57
1Y Return
+52.4%
Rs 1.18B

Price & Performance

Closing prices across timeframes, returns, and range context

PKGI — Price History

Daily closing series · toggle period below

1M Return-14.0%
3M Return+7.9%
6M Return+24.5%
1Y Return+52.4%
Day's Range15% of range
Rs 23.45
LowRs 23.25
HighRs 24.62
52-Week Range29% of range
Rs 23.45
LowRs 10.56
HighRs 55.00

Key Metrics

Valuation, profitability, structure, and risk in one grid

41.4xTrailing annual EPS
Rs 0.57Latest annual · basic
—Book value n/a
—No recent payout
0.36Lower than market
Rs 1.18BSmall cap
10.0%5.00M shares
—Ratio n/a
—Latest annual
Rs 10Per share

Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

Latest Payout

Per Share
—
Yield (last FY)
—
Payout Ratio
—
Announced
—

Dividend Per Share Trend

2021
Rs 0.00
2022
Rs 0.00
2023
Rs 0.00
2024
Rs 0.00
2025
Rs 0.00

Financials & Earnings

Income, balance sheet, and key ratios from published accounts

PKGI's market capitalisation stands at Rs 1.18B as of 30 Oct 2026 — up 52.1% over the past 12 months (from Rs 775.50M).

Financial Statements

How PKGI's income and balance sheet have evolved

PKR MillionsMar-26Dec-25Sep-25Jun-25Mar-25Dec-24Sep-24Jun-24Trend
Other Income111105010
Financial Charges10000000
Profit Before Tax321-722-849-7-4
Taxation06420010
Profit After Tax327-1019-849-8-4
EPS - Basic (Rs)Rs 0.06Rs 0.52Rs -0.19Rs 0.39Rs -0.15Rs 0.96Rs -0.12Rs -0.08

Showing 8 of 8 quarters · scroll horizontally to see more periods.

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · Mar-26

RatioValue
Return on equity0.4%
Return on assets0.3%

Return on equity

Net profit ÷ equity · %

0.0%1.8%3.6%5.5%7.3%-0.7%Jun-24Sep-24Dec-24Mar-25Jun-25Sep-253.8%Dec-250.4%Mar-26Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · Mar-26

RatioValue
Effective tax rate0.0%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%7.1%14.3%21.4%28.6%0.0%Dec-24Jun-2528.6%Dec-250.0%Mar-26Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 1.18B

Rs 2.58BRs 1.81BRs 1.05BRs 290.20MOct 25Dec 25Feb 26Apr 26Jul 26Sep 26Rs 1.18B

Valuation & Capital Returns

What the market is paying for PKGI, and what it returns to shareholders

Latest · Mar-26

RatioValue
Price to earnings594.83x
Price to book2.47x

Price to earnings

Period-end price ÷ EPS · times

0.00x148.71x297.42x446.13x594.83x9.48xDec-24Jun-2521.21xDec-25594.83xMar-26Period
Earlier periodsLatest period

Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 22.71) is below the 30-day SMA (Rs 27.05). RSI at 43 sits in the neutral band.

As of30 Oct 2026

PeriodValuevs CurrentPosition
SMA 10Rs 22.71-3.15%Above
SMA 30Rs 27.05+15.37%Below
SMA 60Rs 31.23+33.16%Below
SMA 200Rs 24.72+5.43%Below
43Neutral
0 · Oversold305070100 · Overbought

At 43, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bullish Cross
  • MACD-2.41
  • Signal-2.95
  • Histogram+0.54
R2Resistance 2
Rs 30.00
27.9%
R1Resistance 1
Rs 26.79
14.3%
NOWCurrent
Rs 23.45
S1Support 1
Rs 20.19
-13.9%
S2Support 2
Rs 16.80
-28.4%

Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

—Not MTS-eligible
Rs 52.46K
Margin financing
Rs 52.46K
-86.67% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for PKGI on the latest PSX DFC report.

Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %64.81%Most recent print
Average · 3M61.82%Mean over window
Change · 3M-24.07%First → last
Range · 3M8.3–99.9%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 30 Oct 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 10.0%Non-float · 90.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 500.00M
Total Shares50.00M
5.00M
10.0%
Year EndDec
Enterprise Value—

About the Company

Business description, governance, and corporate information

The Pakistan General Insurance Company Limited was incorporated in Pakistan as a public limited company on July 26, 1947 under the Companies Act, 1913 (now the Companies Act, 2017). The Company is engaged in providing general insurance services in spheres of Fire and property damage; Marine, aviation and transport, Motor and Miscellaneous.

Insurance

Corporate Information

  • RegistrarCorplink (Private) Limited Wing Arcade, 1-K Commercial Area, Model Town Lahore
  • AuditorM/s. Muhstaq & Co. Chartered Accountants
  • Websitewww.pgi.com.pk
  • AddressPGI House, 5-A Bank Square, Shahrah-e-Quaid-e-Azam, Lahore
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
MBMir Babar Ali (Acting)
CEO
MSMuhammad Shahzad Habib
Chairperson
SAShahzad Ahmad Khan
Company Secretary

Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

PKGI vs Insurance sector median

Median across 31 sector constituents · nulls excluded per metric

MetricPKGISector median
41.4x5.9x
—8.1%
—14.7%
1-Year Return+52.4%-7.3%
Rs 1.18BRs 3.54B

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Frequently Asked Questions

The most common questions investors ask about PKGI

PKGI last traded at Rs 23.45, down 0.59% on the day, within a 52-week range of Rs 10.56–55.00. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

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