BSL — Bhayani Securities (Pvt) Ltd.
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Premier Insurance Limited PINL

Market closed

Rs 9.86

+0.25 (+2.60%)

Vol62,922Updated15:507 Oct 2026

At a Glance

The headline take on PINL — valuation, income, returns, and efficiency

Consolidated snapshot

Premier Insurance Limited (PINL) is an Insurance company listed on the Pakistan Stock Exchange. As of 07 Oct 2026, PINL last traded at Rs 9.86 (+2.60% on the day) with a market cap of Rs 509.70M and a free float of 55.0%. Over the last 12 months the stock has returned +22.2%. The stock trades at a P/E of 4.2x.

Prices through 07 Oct 2026 · FY data through FY25 · Quarterly through Mar-26

4.2x
Rs 2.43
1Y Return
+22.2%
Rs 509.70M

Price & Performance

Closing prices across timeframes, returns, and range context

PINL — Price History

Daily closing series · toggle period below

1M Return-12.5%
3M Return-20.8%
6M Return+43.8%
1Y Return+22.2%
Day's Range2% of range
Rs 9.86
LowRs 9.85
HighRs 10.35
52-Week Range42% of range
Rs 9.86
LowRs 5.81
HighRs 15.39

Key Metrics

Valuation, profitability, structure, and risk in one grid

4.2xTrailing annual EPS
Rs 2.43Latest annual · basic
—Book value n/a
—No recent payout
0.52Lower than market
Rs 509.70MSmall cap
55.0%27.81M shares
—Ratio n/a
—Latest annual
Rs 10Per share

Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

PINL has no cash dividend in the trailing 12 months. Its most recent payout was a 40% rights issue, announced 24 Sep 2026. Annual dividend-per-share history back to 2016 is charted below.

Latest Payout

Per Share
40% (Rights)
Yield (last FY)
—
Payout Ratio
—
Announced
24 Sep 2026

Dividend Per Share Trend

2021
Rs 0.00
2022
Rs 0.00
2023
Rs 0.00
2024
Rs 0.00
2025
Rs 0.00

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
24 Sep 2026—Rights40%—

Financials & Earnings

Income, balance sheet, and key ratios from published accounts

PINL's market capitalisation stands at Rs 509.70M as of 07 Oct 2026 — up 20.0% over the past 12 months (from Rs 424.75M).

Financial Statements

How PINL's income and balance sheet have evolved

PKR MillionsMar-26Dec-25Sep-25Jun-25Mar-25Dec-24Sep-24Jun-24Trend
Other Income123041-1104
Financial Charges00111100
Profit Before Tax9527785234737-5
Taxation161611140
Profit After Tax9533626224833-5
EPS - Basic (Rs)Rs 1.87Rs 0.66Rs 1.22Rs 0.11Rs 0.44Rs 0.96Rs 0.64Rs -0.10

Showing 8 of 8 quarters · scroll horizontally to see more periods.

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · Mar-26

RatioValue
Return on equity8.6%
Return on assets3.0%

Return on equity

Net profit ÷ equity · %

0.0%2.2%4.3%6.5%8.6%-0.5%Jun-24Sep-24Dec-24Mar-25Jun-25Sep-252.6%Dec-258.6%Mar-26Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · Mar-26

RatioValue
Effective tax rate1.1%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%5.6%11.1%16.7%22.2%10.8%Sep-24Dec-24Mar-25Jun-25Sep-2522.2%Dec-251.1%Mar-26Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 509.70M

Rs 707.41MRs 498.17MRs 288.94MRs 79.71MOct 25Dec 25Jan 26Apr 26Jun 26Aug 26Rs 509.70M

Valuation & Capital Returns

What the market is paying for PINL, and what it returns to shareholders

Latest · Mar-26

RatioValue
Price to earnings3.95x
Price to book0.34x

Price to earnings

Period-end price ÷ EPS · times

0.00x15.25x30.50x45.75x61.00x10.78xSep-24Dec-24Mar-25Jun-25Sep-2515.80xDec-253.95xMar-26Period
Earlier periodsLatest period

Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 10.21) is below the 30-day SMA (Rs 10.60). RSI at 44 sits in the neutral band.

As of07 Oct 2026

PeriodValuevs CurrentPosition
SMA 10Rs 10.21+3.57%Below
SMA 30Rs 10.60+7.54%Below
SMA 60Rs 11.03+11.90%Below
SMA 200Rs 9.79-0.75%Above
44Neutral
0 · Oversold305070100 · Overbought

At 44, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD-0.31
  • Signal-0.27
  • Histogram-0.04
R2Resistance 2
Rs 12.39
25.7%
R1Resistance 1
Rs 11.24
14.0%
NOWCurrent
Rs 9.86
S1Support 1
Rs 9.14
-7.3%
S2Support 2
Rs 8.19
-16.9%

Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

—Not MTS-eligible
Rs 3.10M
-0.01% MoMMargin financing
Rs 3.10M
-0.01% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for PINL on the latest PSX DFC report.

Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %99.87%Most recent print
Average · 3M75.26%Mean over window
Change · 3M+103.61%First → last
Range · 3M28.5–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 05 Oct 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 55.0%Non-float · 45.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 505.65M
Total Shares50.57M
27.81M
55.0%
Year EndDec
Enterprise Value—

About the Company

Business description, governance, and corporate information

Premier Insurance Limited was incorporated as a public limited Company in Pakistan in May 1952 and is engaged in general insurance business. The Company has been allowed to work as Window Takaful Operator since October 2, 2015 by Securities and Exchange Commission of Pakistan (SECP) under SECP Takaful Rules, 2012 to carry on General Window Takaful Operations in Pakistan.

Insurance

Corporate Information

  • RegistrarFamco Share Registration Services (Pvt) Limited, 8-F, Next to Hotel Faran, Nursery, Block-6, P.E.C.H.S., Shahrah-e-Faisal, Karachi
  • AuditorBDO Ebrahim & Co. Chartered Accountants
  • Websitewww.pil.com.pk
  • Address5th Floor State Life Building No 2A Wallace Road, Karachi, Pakistan.
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
SBSharik Bashir
CEO
KBKhalid Bashir
Chairperson
FMFariq Mahmood Khan Rohilla
Company Secretary

Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

PINL vs Insurance sector median

Median across 29 sector constituents · nulls excluded per metric

MetricPINLSector median
4.2x6.0x
—8.0%
—14.7%
1-Year Return+22.2%-8.0%
Rs 509.70MRs 3.85B

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Frequently Asked Questions

The most common questions investors ask about PINL

PINL last traded at Rs 9.86, up 2.60% on the day, within a 52-week range of Rs 5.81–15.39. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

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