Premier Insurance Limited PINL
Rs 9.86
Vol62,922Updated15:507 Oct 2026
At a Glance
The headline take on PINL — valuation, income, returns, and efficiency
Consolidated snapshot
Price & Performance
Closing prices across timeframes, returns, and range context
PINL — Price History
Daily closing series · toggle period below
Key Metrics
Valuation, profitability, structure, and risk in one grid
Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
PINL has no cash dividend in the trailing 12 months. Its most recent payout was a 40% rights issue, announced 24 Sep 2026. Annual dividend-per-share history back to 2016 is charted below.
Latest Payout
Dividend Per Share Trend
Payout History
Source: PSX company payouts
| Announced | For Period | Type | Amount | Book Closure |
|---|---|---|---|---|
| 24 Sep 2026 | — | Rights | 40% | — |
Financials & Earnings
Income, balance sheet, and key ratios from published accounts
PINL's market capitalisation stands at Rs 509.70M as of 07 Oct 2026 — up 20.0% over the past 12 months (from Rs 424.75M).
Financial Statements
How PINL's income and balance sheet have evolved
| PKR Millions | Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Jun-24 | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Other Income | 12 | 3 | 0 | 4 | 1 | -1 | 10 | 4 | |
| Financial Charges | 0 | 0 | 1 | 1 | 1 | 1 | 0 | 0 | |
| Profit Before Tax | 95 | 27 | 78 | 5 | 23 | 47 | 37 | -5 | |
| Taxation | 1 | 6 | 16 | 1 | 1 | 1 | 4 | 0 | |
| Profit After Tax | 95 | 33 | 62 | 6 | 22 | 48 | 33 | -5 | |
| EPS - Basic (Rs) | Rs 1.87 | Rs 0.66 | Rs 1.22 | Rs 0.11 | Rs 0.44 | Rs 0.96 | Rs 0.64 | Rs -0.10 |
Showing 8 of 8 quarters · scroll horizontally to see more periods.
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · Mar-26
| Ratio | Value |
|---|---|
| Return on equity | 8.6% |
| Return on assets | 3.0% |
Return on equity
Net profit ÷ equity · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · Mar-26
| Ratio | Value |
|---|---|
| Effective tax rate | 1.1% |
Effective tax rate
Taxation ÷ profit before tax · %
Market cap trajectory
Close × current shares outstanding · current Rs 509.70M
Valuation & Capital Returns
What the market is paying for PINL, and what it returns to shareholders
Latest · Mar-26
| Ratio | Value |
|---|---|
| Price to earnings | 3.95x |
| Price to book | 0.34x |
Price to earnings
Period-end price ÷ EPS · times
Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 10.21) is below the 30-day SMA (Rs 10.60). RSI at 44 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 10.21 | +3.57% | Below |
| SMA 30 | Rs 10.60 | +7.54% | Below |
| SMA 60 | Rs 11.03 | +11.90% | Below |
| SMA 200 | Rs 9.79 | -0.75% | Above |
At 44, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD-0.31
- Signal-0.27
- Histogram-0.04
Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
No blank sales
No net blank (short) sales reported for PINL on the latest PSX DFC report.
Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 05 Oct 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
About the Company
Business description, governance, and corporate information
Premier Insurance Limited was incorporated as a public limited Company in Pakistan in May 1952 and is engaged in general insurance business. The Company has been allowed to work as Window Takaful Operator since October 2, 2015 by Securities and Exchange Commission of Pakistan (SECP) under SECP Takaful Rules, 2012 to carry on General Window Takaful Operations in Pakistan.
Corporate Information
- RegistrarFamco Share Registration Services (Pvt) Limited, 8-F, Next to Hotel Faran, Nursery, Block-6, P.E.C.H.S., Shahrah-e-Faisal, Karachi
- AuditorBDO Ebrahim & Co. Chartered Accountants
- Websitewww.pil.com.pk
- Address5th Floor State Life Building No 2A Wallace Road, Karachi, Pakistan.
- SectorInsurance
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
SBSharik Bashir | CEO |
KBKhalid Bashir | Chairperson |
FMFariq Mahmood Khan Rohilla | Company Secretary |
Reports & Filings
- Quarterly Report — 30 Jun 2026PDF
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sep 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sep 2024PDF
- Quarterly Report — 30 Jun 2024PDF
Sourced from official PSX financial-report submissions.
Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 29 Sep 2026Dividend
- 24 Sep 2026Dividend
- 17 Sep 2026Financial Results
- 03 Sep 2026Board Meeting
- 31 Aug 2026Report
- 28 Aug 2026Financial Results
- 28 Aug 2026Material Information
- 27 Aug 2026Financial Results
Peers in Insurance
How the cohort is moving — same-sector stocks by market cap
PINL vs Insurance sector median
| Metric | PINL | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 4.2x | 6.0x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | — | 8.0% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | — | 14.7% |
| 1-Year Return | +22.2% | -8.0% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 509.70M | Rs 3.85B |
Insurance · sector heat
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Frequently Asked Questions
The most common questions investors ask about PINL
PINL last traded at Rs 9.86, up 2.60% on the day, within a 52-week range of Rs 5.81–15.39. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.
Premier Insurance Limited was incorporated as a public limited Company in Pakistan in May 1952 and is engaged in general insurance business. See About the Company on this page for the full profile, management, and corporate information.
PINL has not declared a cash dividend in the recent PSX record — some companies reinvest earnings instead; see the Financials section. For income ideas, browse the highest dividend yield stocks on PSX.
No upcoming payout is announced yet. New announcements appear on this page and on the PSX ex-dates calendar.
No — PINL is not currently a KSE-100 constituent. See the full KSE-100 index constituents and weights. PINL is not currently on the PSX Shariah-compliant list.
PINL trades at 4.2x earnings against a Insurance median of 6.0x. The full comparison table and peer list are in the Peers section, or explore the Insurance sector page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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