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IGI Life Insurance Limited IGIL

Market closed

Rs 18.54

-0.96 (-4.92%)

Vol6,484Updated15:492 Nov 2026

At a Glance

The headline take on IGIL — valuation, income, returns, and efficiency

Consolidated snapshot

IGI Life Insurance Limited (IGIL) is an Insurance company listed on the Pakistan Stock Exchange. As of 02 Nov 2026, IGIL last traded at Rs 18.54 (-4.92% on the day) with a market cap of Rs 3.33B and a free float of 20.0%. Over the last 12 months the stock has returned -7.1%.

Prices through 02 Nov 2026 · FY data through FY25 · Quarterly through Sep-26

—
—
1Y Return
-7.1%
Rs 3.33B

Price & Performance

Closing prices across timeframes, returns, and range context

IGIL — Price History

Daily closing series · toggle period below

1M Return+2.6%
3M Return+1.4%
6M Return+1.1%
1Y Return-7.1%
Day's Range13% of range
Rs 18.54
LowRs 18.40
HighRs 19.50
52-Week Range17% of range
Rs 18.54
LowRs 16.50
HighRs 28.70

Key Metrics

Valuation, profitability, structure, and risk in one grid

—Earnings n/a
—Latest annual · basic
1.48xBook Rs 12.53
—No recent payout
0.52Lower than market
Rs 3.33BSmall cap
20.0%34.11M shares
0.08Low leverage
-4.5%Latest annual
Rs 10Per share

Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

No dividend payouts on record for IGIL

PSX has no payout announcements for this company in the recent record. Some companies reinvest earnings rather than distribute them — check the Financials section for retained earnings.

Financials & Earnings

Income, balance sheet, and key ratios from published accounts

IGIL's market capitalisation stands at Rs 3.33B as of 30 Oct 2026 — down 9.7% over the past 12 months (from Rs 3.68B).

Financial Statements

How IGIL's income and balance sheet have evolved

PKR MillionsFY25FY24FY23FY22FY21FY20Trend
Net Sales / Revenue7,932.748,177.067,539.3310,812.9417,756.1417,467.87
Profit Before Tax-135.99-492.2460.17224.87402.11593.38
Taxation40.26143.0818.1482.17123.2170
Profit After Tax-95.72-349.1642.03142.7278.9423.37

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Net profit margin-1.2%

Net profit margin

Net profit ÷ revenue · %

0.0%0.6%1.2%1.8%2.4%2.4%FY201.6%FY211.3%FY220.6%FY23-4.3%FY24-1.2%FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY23

RatioValue
Asset turnover0.35x
Effective tax rate30.1%

Asset turnover

Revenue ÷ total assets · times

0.00x0.11x0.23x0.34x0.46x0.40xFY200.46xFY210.40xFY220.35xFY23Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 3.33B

Rs 4.60BRs 3.24BRs 1.88BRs 518.72MOct 25Dec 25Feb 26Apr 26Jun 26Aug 26Rs 3.33B

Valuation & Capital Returns

What the market is paying for IGIL, and what it returns to shareholders

Latest · FY25

RatioValue
Price to book1.75x
Price to sales0.47x

Price to book

Period-end price ÷ book value · times

0.00x0.91x1.81x2.72x3.62x3.62xFY202.85xFY210.83xFY221.23xFY231.55xFY241.75xFY25Period
Earlier periodsLatest period

Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 18.98) is below the 30-day SMA (Rs 19.11). RSI at 55 sits in the neutral band.

As of30 Oct 2026

PeriodValuevs CurrentPosition
SMA 10Rs 18.98+2.38%Below
SMA 30Rs 19.11+3.05%Below
SMA 60Rs 19.55+5.46%Below
SMA 200Rs 20.65+11.36%Below
55Neutral
0 · Oversold305070100 · Overbought

At 55, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bullish Cross
  • MACD-0.10
  • Signal-0.16
  • Histogram+0.06
R2Resistance 2
Rs 22.41
20.9%
R1Resistance 1
Rs 20.96
13.0%
NOWCurrent
Rs 18.54
S1Support 1
Rs 17.58
-5.2%
S2Support 2
Rs 15.65
-15.6%

Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

No leverage exposure reported

IGIL is not currently financed through MTS or margin financing (MFS), and shows no futures open interest or blank sales on the latest NCCPL/PSX reports.

Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %100.00%Most recent print
Average · 3M87.43%Mean over window
Change · 3M+241.65%First → last
Range · 3M25.1–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 30 Oct 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 20.0%Non-float · 80.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 1.71B
Total Shares170.57M
34.11M
20.0%
Year EndDec
Enterprise Value—

About the Company

Business description, governance, and corporate information

IGI Life Insurance Limited was incorporated in Pakistan on October 9, 1994 as a public limited company under the Companies Ordinance, 1984 (now the Companies Act, 2017). The Company is engaged in life insurance, carrying on both participating and non-participating business. The Company is also engaged in providing Shariah Compliant family takaful products as an approved window takaful operator. The Company is a subsidiary of IGI Holdings Limited.

Insurance

Corporate Information

  • RegistrarFAMCO Share Registration Services (Pvt) Limited 8-F, Next to Hotel Faran, Nursery, Block-6, P.E.C.H.S., Shahrah-e-Faisal, Karachi,
  • AuditorA.F. Ferguson & Co Chartered Accountants
  • Websitewww.igilife.com.pk
  • Address7th Floor, The Forum, Khayaban-e-Jami, Block 9, Clifton, Karachi
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
ANAli Nadim
CEO
HAHasan Askari
Chairperson

Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

IGIL vs Insurance sector median

Median across 31 sector constituents · nulls excluded per metric

MetricIGILSector median
—5.9x
—8.1%
-4.5%14.7%
1-Year Return-7.1%-7.3%
Rs 3.33BRs 3.54B

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Frequently Asked Questions

The most common questions investors ask about IGIL

IGIL last traded at Rs 18.54, down 4.92% on the day, within a 52-week range of Rs 16.50–28.70. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

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