First Habib Modaraba FHAM
Rs 27.42
Vol21,685Updated15:507 Oct 2026
At a Glance
The headline take on FHAM — valuation, income, returns, and efficiency
Consolidated snapshot
Price & Performance
Closing prices across timeframes, returns, and range context
FHAM — Price History
Daily closing series · toggle period below
Key Metrics
Valuation, profitability, structure, and risk in one grid
Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
FHAM has paid Rs 2.25 per share in cash dividends over the trailing 12 months — a 8.2% yield at the last close. Its most recent payout was Rs 2.25/share, announced 06 Aug 2026 with book closure from 01 Oct 2026.
Latest Payout
Dividend Per Share Trend
Not enough history for a trend yet — see the payout table below.
Payout History
Source: PSX company payouts
| Announced | For Period | Type | Amount | Book Closure |
|---|---|---|---|---|
| 06 Aug 2026 | 30 Jun 2026 (YR) | Cash | Rs 2.25(22.5%) | 01 Oct 2026 – 09 Oct 2026 |
Financials & Earnings
Income, balance sheet, and key ratios from published accounts
FHAM's market capitalisation stands at Rs 3.05B as of 07 Oct 2026 — down 18.5% over the past 12 months (from Rs 3.74B).
Financial Statements
How FHAM's income and balance sheet have evolved
| PKR Millions | FY25 | FY24 | FY23 | FY22 | FY21 | Trend |
|---|---|---|---|---|---|---|
| Net Sales / Revenue | 4,971.82 | 5,184.64 | 3,435.47 | 1,562.77 | 926.23 | |
| Administrative Expenses | 298.25 | 260.25 | 218.6 | 166.28 | 147.59 | |
| Other Income | 226.14 | 266.74 | 274.39 | 211.46 | 103.53 | |
| Financial Charges | 3,322.36 | 3,505.34 | 2,288.25 | 934.38 | 423.02 | |
| Profit Before Tax | 1,270.92 | 1,197.26 | 770.79 | 495.28 | 363.15 | |
| Taxation | 369.42 | 507.06 | 251.16 | 113.16 | 0 | |
| Profit After Tax | 901.5 | 690.2 | 519.63 | 382.12 | 363.15 | |
| EPS - Basic (Rs) | Rs 8.13 | Rs 6.23 | Rs 4.68 | Rs 1.90 | Rs 1.80 |
All figures in PKR millions from published accounts · quarterly statements not yet available for this company.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · FY25
| Ratio | Value |
|---|---|
| Net profit margin | 18.1% |
Net profit margin
Net profit ÷ revenue · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · FY25
| Ratio | Value |
|---|---|
| Current ratio | 0.46 |
| Quick ratio | 0.04 |
| Cash ratio | 0.04 |
| Asset turnover | 0.14x |
| Effective tax rate | 29.1% |
Current ratio
Current assets ÷ current liabilities
Market cap trajectory
Close × current shares outstanding · current Rs 3.05B
Valuation & Capital Returns
What the market is paying for FHAM, and what it returns to shareholders
Latest · FY25
| Ratio | Value |
|---|---|
| Price to earnings | 4.20x |
| Price to book | 0.65x |
| Price to sales | 0.76x |
Price to earnings
Period-end price ÷ EPS · times
Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 29.30) is below the 30-day SMA (Rs 30.91). RSI at 20 is in oversold territory.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 29.30 | +6.86% | Below |
| SMA 30 | Rs 30.91 | +12.75% | Below |
| SMA 60 | Rs 31.98 | +16.62% | Below |
| SMA 200 | Rs 32.10 | +17.07% | Below |
At 20, momentum is compressed — below 30 may signal a reversal.
- MACD-1.15
- Signal-0.81
- Histogram-0.34
Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
No blank sales
No net blank (short) sales reported for FHAM on the latest PSX DFC report.
Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 05 Oct 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
About the Company
Business description, governance, and corporate information
First Habib Modaraba is a perpetual, multi-purpose modaraba managed by Habib Metropolitan Modaraba Management Company (Private) Limited. The Modaraba is engaged in the business of leasing, Musharaka, Murabaha financing and other related business.
Corporate Information
- RegistrarCDC Share Registrar Services Limited Share Registrar Department CDC House, 99-B, Block “B”, S.M.C.H.S Main Shahrah-e-Faisal, Karachi
- AuditorBDO Ebrahim & Co. Chartered Accountants
- Websitewww.habibmodaraba.com
- Address6th Floor, HBZ Plaza, I.I Chundrigar Road, Karachi
- SectorModarabas
- Financial Year EndJune
Key People
| Name | Role |
|---|---|
MSMuhammad Shoaib Ibrahim | CEO |
MSMohammad Shams Izhar | Chairperson |
TATehsin Abbas | Company Secretary |
Reports & Filings
Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 06 Oct 2026Corporate Briefing
- 02 Oct 2026Corporate Briefing
- 15 Sep 2026Report
- 15 Sep 2026Other
- 11 Aug 2026Management Change
- 06 Aug 2026Financial Results
- 30 Jul 2026Board Meeting
- 30 Apr 2026Shariah Disclosure
Peers in Modarabas
How the cohort is moving — same-sector stocks by market cap
FHAM vs Modarabas sector median
| Metric | FHAM | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 3.4x | 11.1x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | 8.2% | 6.7% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | 15.6% | 6.7% |
| 1-Year Return | -21.4% | +26.5% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 3.05B | Rs 704.55M |
Modarabas · sector heat
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Frequently Asked Questions
The most common questions investors ask about FHAM
FHAM last traded at Rs 27.42, up 0.18% on the day, within a 52-week range of Rs 26.50–37.40. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.
First Habib Modaraba is a perpetual, multi-purpose modaraba managed by Habib Metropolitan Modaraba Management Company (Private) Limited. See About the Company on this page for the full profile, management, and corporate information.
FHAM has paid Rs 2.25 per share in cash dividends over the trailing 12 months — a 8.2% yield at the last close. Review the payout history in the Dividends section and compare with the highest dividend yield stocks on PSX.
No upcoming payout is announced yet. The most recent was a payout of Rs 2.25 per share with book closure from 01 Oct 2026. New announcements appear on this page and on the PSX ex-dates calendar.
Yes — First Habib Modaraba is on the PSX's Shariah-compliant (KMI All Shares) list and also belongs to the KSE-100. Browse all Shariah-compliant PSX stocks.
FHAM trades at 3.4x earnings against a Modarabas median of 11.1x, with a 8.2% dividend yield versus 6.7%. The full comparison table and peer list are in the Peers section, or explore the Modarabas sector page.
Annual reports from FY2025 to FY2026 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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