Crescent Star Insurance Limited CSIL
Rs 5.56
Vol100Updated09:3015 Oct 2026
At a Glance
The headline take on CSIL — valuation, income, returns, and efficiency
Consolidated snapshot
Price & Performance
Closing prices across timeframes, returns, and range context
CSIL — Price History
Daily closing series · toggle period below
Key Metrics
Valuation, profitability, structure, and risk in one grid
Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
CSIL has no cash dividend in the trailing 12 months. Its most recent payout was a 100% rights issue, announced 04 May 2026. Annual dividend-per-share history back to 2016 is charted below.
Latest Payout
Dividend Per Share Trend
Payout History
Source: PSX company payouts
| Announced | For Period | Type | Amount | Book Closure |
|---|---|---|---|---|
| 04 May 2026 | — | Rights | 100% | — |
| 03 Apr 2025 | — | Rights | 38% | — |
Financials & Earnings
Income, balance sheet, and key ratios from published accounts
CSIL's market capitalisation stands at Rs 812.95M as of 14 Oct 2026 — down 15.1% over the past 12 months (from Rs 957.11M).
Financial Statements
How CSIL's income and balance sheet have evolved
| PKR Millions | Jun-26 | Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Net Sales / Revenue | 15.68 | — | — | — | — | — | — | — | |
| Administrative Expenses | 38.7 | — | — | — | — | — | — | — | |
| Operating Profit | -17.14 | — | — | — | — | — | — | — | |
| Other Income | 8.41 | 3 | -2 | 2 | 2 | 20 | 3 | 0 | |
| Financial Charges | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | -17.14 | -43 | 18 | -7 | 5 | 18 | -43 | 14 | |
| Taxation | 3.8 | 4 | 8 | 0 | 0 | 5 | 3 | 4 | |
| Profit After Tax | -20.95 | -39 | 11 | -7 | 5 | 13 | -40 | 10 | |
| EPS - Basic (Rs) | Rs -0.14 | Rs -0.26 | Rs 0.10 | Rs -0.07 | Rs 0.04 | Rs 0.12 | Rs -0.38 | Rs 0.10 |
Showing 8 of 8 quarters · scroll horizontally to see more periods.
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · Jun-26
| Ratio | Value |
|---|---|
| Return on equity | -2.5% |
| Return on assets | -1.7% |
Return on equity
Net profit ÷ equity · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · Dec-25
| Ratio | Value |
|---|---|
| Effective tax rate | 44.4% |
Effective tax rate
Taxation ÷ profit before tax · %
Market cap trajectory
Close × current shares outstanding · current Rs 812.95M
Valuation & Capital Returns
What the market is paying for CSIL, and what it returns to shareholders
Latest · Dec-25
| Ratio | Value |
|---|---|
| Price to earnings | 97.10x |
| Price to book | 1.08x |
Price to earnings
Period-end price ÷ EPS · times
Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 5.22) is below the 30-day SMA (Rs 5.48). RSI at 51 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 5.22 | -6.04% | Above |
| SMA 30 | Rs 5.48 | -1.44% | Above |
| SMA 60 | Rs 5.64 | +1.52% | Below |
| SMA 200 | Rs 6.01 | +8.12% | Below |
At 51, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD-0.10
- Signal-0.13
- Histogram+0.03
Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
As of 14 Oct 2026
Futures Blank Sale Insights
Blank sale value vs OI and free float
Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 14 Oct 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
About the Company
Business description, governance, and corporate information
Crescent Star Insurance Limited was incorporated in Pakistan as a Public Limited Company in the year 1957 under the Companies Act, 1913 (now the Companies Act, 2017). The Company is engaged in providing non-life general insurance services mainly in spheres of Fire and property damage, Marine, aviation and transport, Motor, Credit & suretyship, Accident & health and Miscellaneous.
Corporate Information
- RegistrarF. D. Registrar (SMC-Pvt.) Limited Office No. 1705, 17th Floor, Saima Trade Tower – A I. I. Chundrighar, Road, Karachi.
- AuditorNaveed Zafar Ashfaq Jaffery & Co. Chartered Accountants
- Websitewww.cstarinsurance.com
- Address2nd Floor, Nadir House I.I Chundrigar Road, Karachi.
- SectorInsurance
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
NANaim Anwar | CEO |
MMMalik Mehdi Muhammad | Company Secretary |
Reports & Filings
- Quarterly Report — 30 Jun 2026PDF
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sep 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sep 2024PDF
- Quarterly Report — 30 Jun 2024PDF
Sourced from official PSX financial-report submissions.
Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 13 Oct 2026Material Information
- 07 Oct 2026Insider Trading
- 27 Aug 2026Report
- 21 Aug 2026Financial Results
- 20 Aug 2026Insider Trading
- 17 Aug 2026Insider Trading
- 17 Aug 2026Insider Trading
- 13 Aug 2026Board Meeting
Peers in Insurance
How the cohort is moving — same-sector stocks by market cap
CSIL vs Insurance sector median
| Metric | CSIL | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 28.8x | 5.9x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | — | 8.0% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | — | 14.7% |
| 1-Year Return | -15.2% | -11.2% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 812.95M | Rs 3.86B |
Insurance · sector heat
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Frequently Asked Questions
The most common questions investors ask about CSIL
CSIL is trading at Rs 5.56, up 1.65% on the day, within a 52-week range of Rs 3.26–14.24, from the 15-minute snapshot taken at 09:30 PKT. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.
Crescent Star Insurance Limited was incorporated in Pakistan as a Public Limited Company in the year 1957 under the Companies Act, 1913 (now the Companies Act, 2017). See About the Company on this page for the full profile, management, and corporate information.
CSIL has not declared a cash dividend in the recent PSX record — some companies reinvest earnings instead; see the Financials section. For income ideas, browse the highest dividend yield stocks on PSX.
No upcoming payout is announced yet. New announcements appear on this page and on the PSX ex-dates calendar.
No — CSIL is not currently a KSE-100 constituent. See the full KSE-100 index constituents and weights. CSIL is not currently on the PSX Shariah-compliant list.
CSIL trades at 28.8x earnings against a Insurance median of 5.9x. The full comparison table and peer list are in the Peers section, or explore the Insurance sector page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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