Adamjee Life Assurance Company Limited ALIFE
Rs 29.88
Vol1,324Updated15:492 Nov 2026
At a Glance
The headline take on ALIFE — valuation, income, returns, and efficiency
Consolidated snapshot
Price & Performance
Closing prices across timeframes, returns, and range context
ALIFE — Price History
Daily closing series · toggle period below
Key Metrics
Valuation, profitability, structure, and risk in one grid
Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
ALIFE has paid Rs 2.50 per share in cash dividends over the trailing 12 months — a 8.5% yield at the last close. Its most recent payout was Rs 1.00/share, announced 25 Aug 2026 with book closure from 07 Sep 2026.
Latest Payout
Dividend Per Share Trend
Not enough history for a trend yet — see the payout table below.
Payout History
Source: PSX company payouts
| Announced | For Period | Type | Amount | Book Closure |
|---|---|---|---|---|
| 25 Aug 2026 | 30 Jun 2026 (HYR) | Cash | Rs 1.00(10%) | 07 Sep 2026 – 08 Sep 2026 |
| 17 Feb 2026 | 31 Dec 2025 (YR) | Cash | Rs 1.50(15%) | 21 Apr 2026 – 27 Apr 2026 |
| 22 Aug 2025 | 30 Jun 2025 (HYR) | Cash | Rs 1.00(10%) | 05 Sep 2025 – 08 Sep 2025 |
| 04 Jul 2025 | — | Bonus | 5% | 15 Jul 2025 – 22 Jul 2025 |
Financials & Earnings
Income, balance sheet, and key ratios from published accounts
ALIFE's market capitalisation stands at Rs 7.74B as of 30 Oct 2026 — down 18.2% over the past 12 months (from Rs 9.46B).
Financial Statements
How ALIFE's income and balance sheet have evolved
| PKR Millions | FY25 | FY24 | FY23 | FY22 | FY21 | Trend |
|---|---|---|---|---|---|---|
| Net Sales / Revenue | 35,429.61 | 30,284.69 | 22,685.66 | 20,315.45 | 20,128.12 | |
| Operating Profit | 2,144.78 | 2,536.24 | 1,541.2 | — | — | |
| Other Income | 501.76 | 718.8 | 883.52 | 723.06 | 383.97 | |
| Financial Charges | 49.22 | 11.74 | 9.68 | 18.19 | 23.98 | |
| Profit Before Tax | — | — | — | 810.31 | 231.21 | |
| Taxation | 830.47 | 981.93 | 633.13 | 312.61 | 57.4 | |
| Profit After Tax | 1,314.31 | 1,554.31 | 908.08 | 497.7 | 173.8 | |
| EPS - Basic (Rs) | Rs 5.01 | Rs 5.92 | Rs 3.63 | Rs 1.99 | Rs 1.03 |
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · FY25
| Ratio | Value |
|---|---|
| Net profit margin | 3.7% |
| EBIT margin | 6.1% |
Net profit margin
Net profit ÷ revenue · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · FY22
| Ratio | Value |
|---|---|
| Asset turnover | 0.29x |
| Effective tax rate | 38.6% |
Asset turnover
Revenue ÷ total assets · times
Market cap trajectory
Close × current shares outstanding · current Rs 7.74B
Valuation & Capital Returns
What the market is paying for ALIFE, and what it returns to shareholders
Latest · FY25
| Ratio | Value |
|---|---|
| Price to earnings | 6.29x |
| Price to book | 1.31x |
| Price to sales | 0.23x |
Price to earnings
Period-end price ÷ EPS · times
Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 29.93) is below the 30-day SMA (Rs 29.97). RSI at 43 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 29.93 | +0.18% | Below |
| SMA 30 | Rs 29.97 | +0.30% | Below |
| SMA 60 | Rs 31.06 | +3.96% | Below |
| SMA 200 | Rs 33.80 | +13.13% | Below |
At 43, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD-0.21
- Signal-0.26
- Histogram+0.05
Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
No leverage exposure reported
ALIFE is not currently financed through MTS or margin financing (MFS), and shows no futures open interest or blank sales on the latest NCCPL/PSX reports.
Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 30 Oct 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
About the Company
Business description, governance, and corporate information
Adamjee Life Assurance Company Limited was incorporated in Pakistan on August 04, 2008 as a public unlisted company under the Companies Ordinance, 1984 (repealed Companies Act, 2017). The Company is engaged in life insurance business carrying on non-participating business only.
Corporate Information
- RegistrarCDC Share Registrar Services Limited CDC House, 99-B, Block-B, S.M.C.H.S., Main Shahra-e-Faisal, Karachi
- AuditorRiaz Ahmad & Company Chartered Accountants
- Websitewww.adamjeelife.com
- AddressOffice No. 505, 5th Floor, Islamabad Stock Exchange Towers, 55-B, Jinnah Avenue, Blue Area, Islamabad
- SectorInsurance
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
MMManzar Mushtaq | CEO |
MUMian Umer Mansha | Chairperson |
ATArslan Tahir | Company Secretary |
Reports & Filings
- Quarterly Report — 30 Sep 2026PDF
- Quarterly Report — 30 Jun 2026PDF
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sep 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sep 2024PDF
Sourced from official PSX financial-report submissions.
Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 30 Oct 2026Report
- 26 Oct 2026Financial Results
- 19 Oct 2026Board MeetingBoard Meeting
- 15 Sep 2026Dividend
- 04 Sep 2026Dividend
- 01 Sep 2026Dividend
- 28 Aug 2026Report
- 25 Aug 2026Financial Results
Peers in Insurance
How the cohort is moving — same-sector stocks by market cap
ALIFE vs Insurance sector median
| Metric | ALIFE | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 5.9x | 5.9x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | 8.5% | 8.1% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | 20.8% | 14.7% |
| 1-Year Return | -13.8% | -7.3% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 7.74B | Rs 3.54B |
Insurance · sector heat
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Frequently Asked Questions
The most common questions investors ask about ALIFE
ALIFE last traded at Rs 29.88, up 1.29% on the day, within a 52-week range of Rs 28.37–45.45. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.
Adamjee Life Assurance Company Limited was incorporated in Pakistan on August 04, 2008 as a public unlisted company under the Companies Ordinance, 1984 (repealed Companies Act, 2017). See About the Company on this page for the full profile, management, and corporate information.
ALIFE has paid Rs 2.50 per share in cash dividends over the trailing 12 months — a 8.5% yield at the last close. Review the payout history in the Dividends section and compare with the highest dividend yield stocks on PSX.
No upcoming payout is announced yet. The most recent was a payout of Rs 1.00 per share with book closure from 07 Sep 2026. New announcements appear on this page and on the PSX ex-dates calendar.
No — ALIFE is not currently a KSE-100 constituent. See the full KSE-100 index constituents and weights. ALIFE is not currently on the PSX Shariah-compliant list.
ALIFE trades at 5.9x earnings against a Insurance median of 5.9x, with a 8.5% dividend yield versus 8.1%. The full comparison table and peer list are in the Peers section, or explore the Insurance sector page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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