Askari Life Assurance Company Limited ALAC
Rs 21.51
Vol155,799Updated15:497 Oct 2026
At a Glance
The headline take on ALAC — valuation, income, returns, and efficiency
Consolidated snapshot
Price & Performance
Closing prices across timeframes, returns, and range context
ALAC — Price History
Daily closing series · toggle period below
Key Metrics
Valuation, profitability, structure, and risk in one grid
Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
No dividend payouts on record for ALAC
PSX has no payout announcements for this company in the recent record. Some companies reinvest earnings rather than distribute them — check the Financials section for retained earnings.
Financials & Earnings
Income, balance sheet, and key ratios from published accounts
ALAC's market capitalisation stands at Rs 3.25B as of 05 Oct 2026 — up 44.9% over the past 12 months (from Rs 2.24B).
Financial Statements
How ALAC's income and balance sheet have evolved
| PKR Millions | FY25 | FY24 | FY23 | FY22 | FY21 | Trend |
|---|---|---|---|---|---|---|
| Net Sales / Revenue | 2,888.41 | 1,693.13 | 1,254.18 | 1,077.75 | 600.42 | |
| Administrative Expenses | — | — | 320.1 | 241.53 | 185.53 | |
| Operating Profit | — | 18.4 | -158.64 | -274.62 | -242.05 | |
| Other Income | 13.29 | 22.18 | 20.09 | 11.77 | 5.57 | |
| Profit Before Tax | 124.48 | 18.4 | -158.64 | -274.62 | -242.05 | |
| Taxation | 2.51 | 3.28 | 6.6 | 1.35 | 0.39 | |
| Profit After Tax | 125.97 | 15.12 | -165.24 | -275.97 | -242.44 | |
| EPS - Basic (Rs) | Rs 0.84 | Rs 0.10 | Rs -1.10 | Rs -1.84 | Rs -1.61 |
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · FY24
| Ratio | Value |
|---|---|
| Net profit margin | 0.9% |
| EBIT margin | 1.1% |
Net profit margin
Net profit ÷ revenue · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · FY25
| Ratio | Value |
|---|---|
| Asset turnover | 0.67x |
| Effective tax rate | 2.0% |
Asset turnover
Revenue ÷ total assets · times
Market cap trajectory
Close × current shares outstanding · current Rs 3.25B
Valuation & Capital Returns
What the market is paying for ALAC, and what it returns to shareholders
Latest · FY25
| Ratio | Value |
|---|---|
| Price to earnings | 15.58x |
| Price to book | 3.15x |
| Price to sales | 0.68x |
Price to earnings
Period-end price ÷ EPS · times
Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 23.57) is above the 30-day SMA (Rs 22.81). RSI at 38 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 23.57 | +9.56% | Below |
| SMA 30 | Rs 22.81 | +6.06% | Below |
| SMA 60 | Rs 22.31 | +3.71% | Below |
| SMA 200 | Rs 17.54 | -18.47% | Above |
At 38, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD0.17
- Signal0.53
- Histogram-0.36
Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
No blank sales
No net blank (short) sales reported for ALAC on the latest PSX DFC report.
Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 05 Oct 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
About the Company
Business description, governance, and corporate information
Askari Life Assurance Company was incorporated in Pakistan on August 18, 1992 as a public limited company under repealed Companies Ordinance, 1984 (replaced by Companies Act, 2017). The Company is engaged in life insurance business including ordinary life business and accidental and health business. Army Welfare Trust is its parent company.
Corporate Information
- RegistrarTHK Associates (Private) Limited, Plot No. 32-C, Jami Commercial Street 2, D.H.A, Phase-VII, Karachi
- AuditorM/s. BDO Ebrahim & Co - Chartered Accountants
- Websitewww.askarilife.com
- Address8th floor Army Welfare Trust AWT plaza The Mall , Rawalpindi
- SectorInsurance
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
JZJehanzeb Zafar | CEO |
MGMaj Gen Syed Anis Akbar (Retd.) | Chairperson |
MNMuhammad Nadeem Rajput | Company Secretary |
Reports & Filings
- Quarterly Report — 30 Jun 2026PDF
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sep 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Jun 2024PDF
- Quarterly Report — 31 Mar 2024PDF
Sourced from official PSX financial-report submissions.
Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 02 Oct 2026Other
- 01 Sep 2026Material Information
- 01 Sep 2026Insider TradingDisclosure of Interest by a Director CEO, or Executive of a listed company and their Spouses and the Substantial Shareholders u/c 5.6.1.(d) of PSX Regulations
- 28 Aug 2026Report
- 24 Aug 2026Financial Results
- 17 Aug 2026Board Meeting
- 24 Jul 2026Other
- 21 Jul 2026Management ChangeAppointment of Director
Peers in Insurance
How the cohort is moving — same-sector stocks by market cap
ALAC vs Insurance sector median
| Metric | ALAC | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 25.8x | 6.0x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | — | 7.9% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | 20.2% | 14.7% |
| 1-Year Return | +42.4% | -10.9% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 3.25B | Rs 3.85B |
Insurance · sector heat
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Frequently Asked Questions
The most common questions investors ask about ALAC
ALAC last traded at Rs 21.51, down 2.67% on the day, within a 52-week range of Rs 9.90–27.99. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.
Askari Life Assurance Company was incorporated in Pakistan on August 18, 1992 as a public limited company under repealed Companies Ordinance, 1984 (replaced by Companies Act, 2017). See About the Company on this page for the full profile, management, and corporate information.
ALAC has not declared a cash dividend in the recent PSX record — some companies reinvest earnings instead; see the Financials section. For income ideas, browse the highest dividend yield stocks on PSX.
No — ALAC is not currently a KSE-100 constituent. See the full KSE-100 index constituents and weights. ALAC is not currently on the PSX Shariah-compliant list.
ALAC trades at 25.8x earnings against a Insurance median of 6.0x. The full comparison table and peer list are in the Peers section, or explore the Insurance sector page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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