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Askari General Insurance Company Limited AGIC

Market closed

Rs 39.96

+0.46 (+1.16%)

Vol286Updated16:0718 Sep 2026

At a Glance

The headline take on AGIC — valuation, income, returns, and efficiency

Consolidated snapshot

Askari General Insurance Company Limited (AGIC) is an Insurance company listed on the Pakistan Stock Exchange. As of 18 Sep 2026, AGIC last traded at Rs 39.96 (+1.16% on the day) with a market cap of Rs 3.98B and a free float of 40.0%. Over the last 12 months the stock has returned -12.5%. Cash dividends declared over the trailing 12 months total Rs 2.50/share (yield 6.3%). The stock trades at a P/E of 4.5x.

Prices through 18 Sep 2026 · FY data through FY25 · Quarterly through Mar-26

4.5x
Rs 8.69
1Y Return
-12.5%
Rs 3.98B

Price & Performance

Closing prices across timeframes, returns, and range context

AGIC — Price History

Daily closing series · toggle period below

1M Return-6.0%
3M Return-4.3%
6M Return+19.7%
1Y Return-12.5%
Day's Range98% of range
Rs 39.96
LowRs 38.73
HighRs 39.99
52-Week Range43% of range
Rs 39.96
LowRs 30.11
HighRs 52.97

Key Metrics

Valuation, profitability, structure, and risk in one grid

4.5xTrailing annual EPS
Rs 8.69Latest annual · basic
Book value n/a
6.33%Rs 2.50/sh trailing 12m
0.57Lower than market
Rs 3.98BSmall cap
40.0%40.27M shares
Ratio n/a
Latest annual
Rs 10Per share

Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

AGIC has paid Rs 2.50 per share in cash dividends over the trailing 12 months — a 6.3% yield at the last close. Its most recent payout was Rs 2.50/share, announced 16 Mar 2026 with book closure from 21 Apr 2026. Annual dividend-per-share history back to 2016 is charted below.

Latest Payout

Per Share
Rs 2.50
Trailing Yield
6.33%
Payout Ratio
Announced
16 Mar 2026

Dividend Per Share Trend

2021
Rs 2.75
2022
Rs 2.90
2023
Rs 3.25
2024
Rs 4.10
2025
Rs 5.00

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
16 Mar 202631 Dec 2025 (YR)CashRs 2.50(25%)21 Apr 2026 – 28 Apr 2026
02 Oct 2025Rights40%06 Nov 2025 – 06 Nov 2025
28 Aug 202530 Jun 2025 (HYR)CashRs 2.50(25%)09 Sep 2025 – 10 Sep 2025
18 Mar 202531 Dec 2024 (YR)CashRs 2.50(25%)29 Apr 2025 – 29 Apr 2025

Financials & Earnings

Income, balance sheet, and key ratios from published accounts

AGIC's market capitalisation stands at Rs 3.98B as of 17 Sep 2026 down 14.3% over the past 12 months (from Rs 4.64B).

Financial Statements

How AGIC's income and balance sheet have evolved

PKR MillionsMar-26Dec-25Sep-25Jun-25Mar-25Dec-24Sep-24Jun-24Trend
Other Income82012178331927
Financial Charges111110145555
Profit Before Tax244301265265286316249286
Taxation92114951149912398106
Profit After Tax152187171151187193151180
EPS - Basic (Rs)Rs 1.51Rs 1.62Rs 2.37Rs 2.10Rs 2.60Rs 1.89Rs 2.09Rs 2.49

Showing 8 of 8 quarters · scroll horizontally to see more periods.

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · Mar-26

RatioValue
Return on equity3.5%
Return on assets1.3%

Return on equity

Net profit ÷ equity · %

0.0%1.6%3.2%4.7%6.3%6.3%Jun-24Sep-24Dec-24Mar-25Jun-25Sep-254.4%Dec-253.5%Mar-26Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · Mar-26

RatioValue
Effective tax rate37.7%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%10.8%21.5%32.3%43.0%37.1%Jun-24Sep-24Dec-24Mar-25Jun-25Sep-2537.9%Dec-2537.7%Mar-26Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 3.98B

Rs 5.04BRs 3.55BRs 2.06BRs 567.57MSep 25Nov 25Jan 26Mar 26May 26Jul 26Rs 3.98B

Valuation & Capital Returns

What the market is paying for AGIC, and what it returns to shareholders

Latest · Mar-26

RatioValue
Price to earnings22.56x
Price to book0.78x

Price to earnings

Period-end price ÷ EPS · times

0.00x5.85x11.69x17.54x23.38x7.55xJun-24Sep-24Dec-24Mar-25Jun-25Sep-2523.38xDec-2522.56xMar-26Period
Earlier periodsLatest period

Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 39.32) is below the 30-day SMA (Rs 40.93). RSI at 44 sits in the neutral band.

As of17 Sep 2026

PeriodValuevs CurrentPosition
SMA 10Rs 39.32-1.59%Above
SMA 30Rs 40.93+2.43%Below
SMA 60Rs 41.33+3.43%Below
SMA 200Rs 38.40-3.90%Above
44Neutral
0 · Oversold305070100 · Overbought

At 44, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD-0.71
  • Signal-0.65
  • Histogram-0.06
R2Resistance 2
Rs 47.07
17.8%
R1Resistance 1
Rs 43.29
8.3%
NOWCurrent
Rs 39.96
S1Support 1
Rs 36.41
-8.9%
S2Support 2
Rs 33.31
-16.6%

Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

No leverage exposure reported

AGIC is not currently financed through MTS or margin financing (MFS), and shows no futures open interest or blank sales on the latest NCCPL/PSX reports.

Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %59.26%Most recent print
Average · 3M88.45%Mean over window
Change · 3M-40.74%First → last
Range · 3M35.9–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 17 Sep 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 40.0%Non-float · 60.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 1.01B
Total Shares100.66M
40.27M
40.0%
Year EndDec
Enterprise Value

About the Company

Business description, governance, and corporate information

Askari general insurance company limited was incorporated under the Companies Ordinance, 1984 (Repealed with the enactment of the Companies Act, 2017 on May 30,2017) as a public limited company on 12 April 1995. The Company is engaged in non-life insurance business comprising of fire, marine, motor, health and miscellaneous. The Company is a subsidiary of Army Welfare Trust.

Insurance

Corporate Information

  • RegistrarTHK Associates (Private) Limited. 32-C, Jami Commercial Street # 2, DHA Phase 7, Karachi
  • AuditorM/s Yousaf Adil Charteted Accountants, Islamabad
  • Websitewww.agico.com.pk
  • Address3rd Floor, AWT Plaza, The Mall, Rawalpindi, Pakistan.
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
AWAbdul Waheed
CEO
MGMaj Gen Syed Anis Akbar (Retd.)
Chairman
WAWaqas Ali
Company Secretary

Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

AGIC vs Insurance sector median

Median across 29 sector constituents · nulls excluded per metric

MetricAGICSector median
4.5x6.7x
6.3%7.8%
14.7%
1-Year Return-12.5%-4.7%
Rs 3.98BRs 3.83B

Frequently Asked Questions

The most common questions investors ask about AGIC

AGIC last traded at Rs 39.96, up 1.16% on the day, within a 52-week range of Rs 30.11–52.97. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.

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