Bank Makramah Limited BML
Rs 49.70
Vol960,625Updated15:3918 Sep 2026
At a Glance
The headline take on BML — valuation, income, returns, and efficiency
Consolidated snapshot
Price & Performance
Closing prices across timeframes, returns, and range context
BML — Price History
Daily closing series · toggle period below
Key Metrics
Valuation, profitability, structure, and risk in one grid
Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
Latest Payout
Dividend Per Share Trend
Financials & Earnings
Income, balance sheet, and key ratios from published accounts
BML's market capitalisation stands at Rs 45.18B as of 17 Sep 2026 — up 603.7% over the past 12 months (from Rs 6.42B).
Financial Statements
How BML's income and balance sheet have evolved
| PKR Millions | Jun-26 | Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Net Sales / Revenue | 1,806.07 | 461 | 4,776 | 234 | 809 | 1,080 | -541 | 258 | |
| Administrative Expenses | 2,253.11 | 2,301 | 2,100 | 2,256 | 2,106 | 2,004 | 2,120 | 2,117 | |
| Other Income | 7.81 | — | — | — | — | — | — | — | |
| Financial Charges | 3,583.39 | — | — | — | — | — | — | — | |
| Profit Before Tax | -4,338.54 | -1,211 | 17,332 | 303 | 2,167 | -721 | -2,215 | -2,615 | |
| Taxation | 407.47 | 497 | 9,398 | 150 | 596 | 141 | 182 | 873 | |
| Profit After Tax | -3,931.07 | -714 | 7,934 | 153 | 1,571 | -863 | -2,032 | -1,742 | |
| EPS - Basic (Rs) | Rs -3.87 | Rs -0.71 | Rs 22.75 | Rs 0.44 | Rs 4.51 | Rs -2.48 | Rs -5.82 | Rs -0.26 |
Showing 8 of 8 quarters · scroll horizontally to see more periods.
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · Jun-26
| Ratio | Value |
|---|---|
| Net profit margin | -217.7% |
Net profit margin
Net profit ÷ revenue · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · Dec-25
| Ratio | Value |
|---|---|
| Asset turnover | 0.02x |
| Effective tax rate | 54.2% |
Asset turnover
Revenue ÷ total assets · times
Market cap trajectory
Close × current shares outstanding · current Rs 45.18B
Valuation & Capital Returns
What the market is paying for BML, and what it returns to shareholders
Latest · Dec-25
| Ratio | Value |
|---|---|
| Price to earnings | 0.26x |
| Price to book | 0.25x |
| Price to sales | 1.22x |
Price to earnings
Period-end price ÷ EPS · times
Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 49.50) is below the 30-day SMA (Rs 55.02). RSI at 27 is in oversold territory.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 49.50 | -0.40% | Above |
| SMA 30 | Rs 55.02 | +10.70% | Below |
| SMA 60 | Rs 56.83 | +14.35% | Below |
| SMA 200 | Rs 46.93 | -5.57% | Above |
At 27, momentum is compressed — below 30 may signal a reversal.
- MACD-3.32
- Signal-2.20
- Histogram-1.12
Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
Futures Blank Sale Insights
Blank sale value vs OI and free float
Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 17 Sep 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
About the Company
Business description, governance, and corporate information
Bank Makramah Limited was incorporated in Pakistan as public company limited by shares on December 09, 2005 under the repealed Companies Ordinance, 1984.The Bank is principally engaged in the business of banking.
Corporate Information
- RegistrarM/s. THK Associates (Private) Limited, Plot No. 32-C, Jami Commercial Street No.11, D.H.A, Phase 7, Karachi
- AuditorM/s. Yousaf Adil, Chartered Accountants
- Websitewww.bankmakramah.com
- Address20 – Al Asghar Plaza, Blue Area, Islamabad, Pakistan
- SectorCommercial Banks
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
JMJawad Majid Khan | CEO |
ANAbdulla Nasser Abdulla Hussain Lootah | Chairperson |
ARAssad Rabbani | Company Secretary |
Reports & Filings
- Quarterly Report — 30 Jun 2026PDF
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sep 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sep 2024PDF
Sourced from official PSX financial-report submissions.
Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 10 Sep 2026Material Information
- 02 Sep 2026Material Information
- 28 Aug 2026Report
- 28 Aug 2026Financial Results
- 21 Aug 2026Board Meeting
- 18 Aug 2026Material Information
- 13 Aug 2026Board Meeting
- 11 Jun 2026Others
Peers in Commercial Banks
How the cohort is moving — same-sector stocks by market cap
BML vs Commercial Banks sector median
| Metric | BML | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 5.1x | 6.4x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | 0.0% | 7.7% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | — | 17.1% |
| 1-Year Return | +583.5% | +10.1% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 45.18B | Rs 155.06B |
Commercial Banks · sector heat
Frequently Asked Questions
The most common questions investors ask about BML
BML is trading at Rs 49.70, up 10.00% on the day, within a 52-week range of Rs 4.68–91.85, from the 15-minute snapshot taken at 15:47 PKT. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.
Bank Makramah Limited was incorporated in Pakistan as public company limited by shares on December 09, 2005 under the repealed Companies Ordinance, 1984.The Bank is principally engaged in the business of banking. See About the Company on this page for the full profile, management, and corporate information.
BML has not declared a cash dividend in the recent PSX record — some companies reinvest earnings instead; see the Financials section. For income ideas, browse the highest dividend yield stocks on PSX.
No — BML is not currently a KSE-100 constituent. See the full KSE-100 index constituents and weights. BML is not currently on the PSX Shariah-compliant list.
BML trades at 5.1x earnings against a Commercial Banks median of 6.4x. The full comparison table and peer list are in the Peers section, or explore the Commercial Banks sector page.
Like all Pakistani banks, Bank Makramah Limited prices most of its lending off KIBOR, so the rate cycle drives its spread income: rising KIBOR generally widens lending margins, while falling rates compress them but lift loan demand and bond valuations. Track the benchmark on the daily KIBOR rates page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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