BankIslami Pakistan Limited BIPL
Rs 24.39
Vol447,139Updated15:4912 Oct 2026
At a Glance
The headline take on BIPL — valuation, income, returns, and efficiency
Consolidated snapshot
Price & Performance
Closing prices across timeframes, returns, and range context
BIPL — Price History
Daily closing series · toggle period below
Key Metrics
Valuation, profitability, structure, and risk in one grid
Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
BIPL has paid Rs 2.75 per share in cash dividends over the trailing 12 months — a 11.2% yield at the last close. Its most recent payout was Rs 1.50/share, announced 19 Aug 2026 with book closure from 02 Sep 2026. Annual dividend-per-share history back to 2016 is charted below.
Latest Payout
Dividend Per Share Trend
Payout History
Source: PSX company payouts
| Announced | For Period | Type | Amount | Book Closure |
|---|---|---|---|---|
| 19 Aug 2026 | 30 Jun 2026 (HYR) | Cash | Rs 1.50(15%) | 02 Sep 2026 – 04 Sep 2026 |
| 18 Feb 2026 | 31 Dec 2025 (YR) | Cash | Rs 1.25(12.5%) | 20 Mar 2026 – 27 Mar 2026 |
| 21 Aug 2025 | 30 Jun 2025 (HYR) | Cash | Rs 1.50(15%) | 02 Sep 2025 – 04 Sep 2025 |
| 27 Feb 2025 | 31 Dec 2024 (YR) | Cash | Rs 1.25(12.5%) | 20 Mar 2025 – 27 Mar 2025 |
Financials & Earnings
Income, balance sheet, and key ratios from published accounts
BIPL's market capitalisation stands at Rs 27.33B as of 09 Oct 2026 — down 39.8% over the past 12 months (from Rs 45.41B).
Financial Statements
How BIPL's income and balance sheet have evolved
| PKR Millions | Jun-26 | Mar-26 | Dec-25 | Sep-25 | Jun-25 | Mar-25 | Dec-24 | Sep-24 | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Net Sales / Revenue | 10,700.89 | 9,808 | 11,580 | 10,167 | 11,049 | 12,379 | 13,670 | 12,722 | |
| Administrative Expenses | 8,645.65 | 8,471 | 8,401 | 8,014 | 7,959 | 7,053 | 6,308 | 5,703 | |
| Other Income | 1,455.02 | — | — | — | — | — | — | — | |
| Financial Charges | 8,445.52 | — | — | — | — | — | — | — | |
| Profit Before Tax | 2,447.98 | 1,873 | 3,087 | 1,920 | 3,465 | 5,492 | 5,547 | 6,202 | |
| Taxation | 1,322.38 | 973 | 2,162 | 1,252 | 1,670 | 2,877 | 3,911 | 3,058 | |
| Profit After Tax | 1,125.59 | 900 | 926 | 668 | 1,795 | 2,615 | 1,636 | 3,144 | |
| EPS - Basic (Rs) | Rs 1.02 | Rs 0.81 | Rs 0.83 | Rs 0.60 | Rs 1.62 | Rs 2.36 | Rs 1.47 | Rs 2.83 |
Showing 8 of 8 quarters · scroll horizontally to see more periods.
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · Jun-26
| Ratio | Value |
|---|---|
| Net profit margin | 10.5% |
Net profit margin
Net profit ÷ revenue · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · Jun-26
| Ratio | Value |
|---|---|
| Asset turnover | 0.01x |
| Effective tax rate | 54.0% |
Asset turnover
Revenue ÷ total assets · times
Market cap trajectory
Close × current shares outstanding · current Rs 27.33B
Valuation & Capital Returns
What the market is paying for BIPL, and what it returns to shareholders
Latest · Jun-26
| Ratio | Value |
|---|---|
| Price to earnings | 26.48x |
| Price to book | 0.62x |
| Price to sales | 2.80x |
Price to earnings
Period-end price ÷ EPS · times
Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 24.74) is below the 30-day SMA (Rs 25.13). RSI at 39 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 24.74 | +1.43% | Below |
| SMA 30 | Rs 25.13 | +3.02% | Below |
| SMA 60 | Rs 26.22 | +7.49% | Below |
| SMA 200 | Rs 27.67 | +13.45% | Below |
At 39, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD-0.36
- Signal-0.43
- Histogram+0.07
Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
No blank sales
No net blank (short) sales reported for BIPL on the latest PSX DFC report.
Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 12 Oct 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
About the Company
Business description, governance, and corporate information
BankIslami Pakistan Limited was incorporated in Pakistan on October 18, 2004 as a public limited company to carry out the business of an Islamic Commercial Bank in accordance with the principles of Islamic Shariah. The State Bank of Pakistan (SBP) granted a ‘Scheduled Islamic Commercial Bank’ license to the Bank on March 18, 2005. The Bank is principally engaged in corporate, commercial, consumer, retail banking and investment activities.
Corporate Information
- RegistrarCDC Share Registrar Services Limited Head Office: CDC House, 99 – B, Block ‘B’, S.M.C.H.S., Main Shahra-e-Faisal Karachi
- AuditorBDO Ebrahim & Co. Chartered Accountants
- Websitewww.bankislami.com.pk
- Address11th Floor, Executive Tower, Dolmen City, Marine Drive, Block 4, Clifton, Karachi, Pakistan.
- SectorCommercial Banks
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
RARizwan Ata | CEO |
SLSuleman Lalani | Chairperson |
HSHasan Shahid | Company Secretary |
Reports & Filings
- Quarterly Report — 30 Jun 2026PDF
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sep 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sep 2024PDF
- Quarterly Report — 30 Jun 2024PDF
Sourced from official PSX financial-report submissions.
Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 28 Sep 2026Management Change
- 14 Sep 2026Financial Results
- 14 Sep 2026Dividend
- 04 Sep 2026Financial Results
- 28 Aug 2026Report
- 25 Aug 2026Dividend
- 19 Aug 2026Other
- 19 Aug 2026Financial Results
Peers in Commercial Banks
How the cohort is moving — same-sector stocks by market cap
BIPL vs Commercial Banks sector median
| Metric | BIPL | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 4.6x | 6.4x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | 11.2% | 7.8% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | 12.4% | 17.1% |
| 1-Year Return | -41.1% | -6.3% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 27.33B | Rs 152.52B |
Commercial Banks · sector heat
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Frequently Asked Questions
The most common questions investors ask about BIPL
BIPL last traded at Rs 24.39, down 1.05% on the day, within a 52-week range of Rs 23.60–42.20. Prices on this page refresh every 15 minutes during market hours; log in to BSL for live quotes.
BankIslami Pakistan Limited was incorporated in Pakistan on October 18, 2004 as a public limited company to carry out the business of an Islamic Commercial Bank in accordance with the principles of Islamic Shariah. See About the Company on this page for the full profile, management, and corporate information.
BIPL has paid Rs 2.75 per share in cash dividends over the trailing 12 months — a 11.2% yield at the last close. Review the payout history in the Dividends section and compare with the highest dividend yield stocks on PSX.
No upcoming payout is announced yet. The most recent was a payout of Rs 1.50 per share with book closure from 02 Sep 2026. New announcements appear on this page and on the PSX ex-dates calendar.
Yes — BankIslami Pakistan Limited is on the PSX's Shariah-compliant (KMI All Shares) list. Browse all Shariah-compliant PSX stocks.
BIPL trades at 4.6x earnings against a Commercial Banks median of 6.4x, with a 11.2% dividend yield versus 7.8%. The full comparison table and peer list are in the Peers section, or explore the Commercial Banks sector page.
Like all Pakistani banks, BankIslami Pakistan Limited prices most of its lending off KIBOR, so the rate cycle drives its spread income: rising KIBOR generally widens lending margins, while falling rates compress them but lift loan demand and bond valuations. Track the benchmark on the daily KIBOR rates page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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