Trust Modaraba held a corporate briefing session to discuss its financial performance for the fiscal year 2025-26 and outline future strategies amidst current challenges.
- Total income for FY 2025-26 reached PKR 68.2M, with a profit after tax of PKR 11.4M.
- Disbursements amounted to PKR 135.4M, while the financing portfolio stood at PKR 308.9M.
- Operating expenses were reported at PKR 47.2M, leading to an earnings per certificate of PKR 0.38.
- The company’s equity increased to PKR 360M from PKR 349M, reflecting a stable financial position.
- Credit ratings reaffirmed as BBB+ (medium to long-term) and A2 (short-term) with a stable outlook.
- Challenges include global conflicts, political instability, rising costs, and potential increases in policy rates affecting credit demand.
- Strategic focus on collateral-backed business models, enhanced client due diligence, and digital credit channels for efficiency.