📊 Financial Report · NBP The National Bank of Pakistan has released its half-yearly financial report for the period ended June 30, 2026, reviewed by external auditors. The report indicates a decline in profitability amid a challenging macroeconomic environment, with significant changes in interest income and expenses.
- Period: Half-year ended June 30, 2026; reviewed by external auditors.
- Revenue: Total income of PKR 127.63B, down 18.8% YoY from PKR 157.13B.
- Net Profit (PAT): Reported at PKR 32.41B, a 25.5% decrease from PKR 43.47B in the same period last year.
- Earnings Per Share (EPS): PKR 15.23, down from PKR 20.43 YoY.
- Net Interest Income (NII): PKR 100.06B, down 23.4% YoY from PKR 130.56B.
- Non-Funded Income: Increased slightly to PKR 27.57B from PKR 26.57B, reflecting resilience in fee-generating activities.
- Operating Expenses: Increased by 10.8% YoY to PKR 65.54B, impacting the cost-to-income ratio which rose to 51.4%.
- Balance Sheet: Total assets grew to PKR 7.84T, a 10.9% increase from PKR 7.07T at year-end 2025.
- Deposits: Total deposits decreased to PKR 4.2T, down 4.8% from PKR 4.4T at year-end 2025.
- Capital Adequacy Ratio: Remains strong at 22.31%, though down from 26.30% at year-end 2025.
About this brief: prepared automatically by BSL’s research systems from the company’s filing with the exchange. A summary for information, not investment advice — the original filing is the authoritative record.
Original filing (PDF)