Habib Bank Limited has released its half-yearly financial report for the period ended June 30, 2026, detailing its performance amidst a challenging economic backdrop.
- Profit After Tax (PAT): PKR 34.49B, slightly up from PKR 34.39B in H1’25.
- Earnings Per Share (EPS): Improved to PKR 23.51 from PKR 23.44 in the previous year.
- Total Revenue: Increased to PKR 187B, driven by robust domestic franchise despite spread compression.
- Profit Before Tax: Reported at PKR 73.10B, down from PKR 75.35B in H1’25.
- Net Interest Income: Rose to PKR 140B, reflecting growth in average balance sheet volumes.
- Deposits: Total deposits reached PKR 5.9T, with domestic deposits hitting a record PKR 5.1T.
- Loan Book: Expanded to PKR 2.1T, with significant growth in consumer and SME lending.
- Dividend: An interim cash dividend of PKR 6 per share declared for Q2 2026.
- Balance Sheet Growth: Total assets increased by 4% to PKR 8.0T compared to December 2025.
- Capital Ratios: Tier 1 CAR at 13.7%, comfortably above regulatory requirements.